821 Prospect Ave, Pine Beach, NJ 08741 Property Records

Ocean County and Pine Beach Borough property record for 821 Prospect Ave, Pine Beach, NJ 08741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1960
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Nov 2019)
Tax Bill	$7,141 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-00018-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`23-00018-0000-00023`
Alternative APN	`230001800023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,252 sqft
1st Floor Area	1,176 sqft
Basement Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	821 PROSPECT AVE
City	PINE BEACH
State	NJ
Zip	08741-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	100X125 L25,27,29
Legal Subdivision	PINE BEACH
Legal Block	18
Legal Lot Number	23
Jurisdiction	OCEAN NJ
Township / Civil Division	PINE BEACH
Census Block Group	1
Census Block	1039
Census Tract	730000

Owner

Source: Ocean County and Pine Beach Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	821 PROSPECT AVE, PINE BEACH, NJ 08741-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2020	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 8, 2019	Deed, Transfer · FHA Mortgage RESIDENTIAL HOME FUNDING CORP
Jul 1, 2019	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jul 3, 2018	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	2019113621
Deed Book / Page	17674 / 1974
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	821 PROSPECT AVE, PINE BEACH, NJ 08741-1319
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	GREEN LABEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181751047
Date	Nov 27, 2020
Book Page	18175/1047
Instrument	2020141155

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 8, 2019
Property Address	821 PROSPECT AVE, PINE BEACH, NJ 08741-1319
Document Number	0176741974
Book / Page	17674 / 1974
Map Reference	MAP A-300
Instrument Date	Nov 7, 2019
Instrument	2019113621
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	VYLLA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 OLD RANCH PKWY # PKWY180, 3020, SEAL BEACH, CA 90740-2765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 PROSPECT AVE, PINE BEACH, NJ 08741-1319

Mortgage

Document Number	2019113622
Date	Nov 8, 2019
Instrument	2019113622

Lender

Name	RESIDENTIAL HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 1, 2019
Property Address	821 PROSPECT AVE, PINE BEACH, NJ 08741-1319
Document Number	0175200880
Book / Page	017520 / 000880
Instrument Date	Dec 4, 2018
Instrument	61872
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$161.03
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3020 OLD RANCH PKWY #180 SEAL BEACH CA 907402799, 180, SEAL BEACH, CA 90740-2799

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 3, 2018
Property Address	821 PROSPECT AVE, PINE BEACH, NJ 08741-1319
Document Number	0171650114
Book / Page	017165 / 000114
Instrument Date	May 21, 2018
Instrument	64786
Transaction Type	Foreclosure
Record Updated	Jul 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	314 S FRANKLIN ST TITUSVILLE PA 163542168, TITUSVILLE, PA 16354-2168

Tax Assessment & Valuation

Source: Ocean County and Pine Beach Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Pine Beach Borough
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,100 (-) Land $150,000 Building $202,100	$352,100 (-) Land $150,000 Building $202,100
2025	$7,141.00 (+8.46%)	$352,100 (-) Land $150,000 Building $202,100	$352,100 (-) Land $150,000 Building $202,100
2024	$6,584.00 (+20.56%)
2023		$352,100 Land $150,000 Building $202,100	$352,100 Land $150,000 Building $202,100
2022	$5,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (1978–2012)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE BEACH WATER DEPT serves 2,140 people · EPA ID NJ1522001
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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