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823 Monaco Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 823 Monaco Dr, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,976 sqft · built 2019
Lot Size0.253 acres (11,006 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Apr 2017)
Tax Bill$11,392 (2025)
Deeds & MortgagesApr 2017 Sale
Flood ZoneZone AE (high risk)
APN412329251010

Property Details

APN / Parcel Number

Primary APN412329251010
Alternative APNs
  • 00952601926406
  • 10004711567

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,976 sqft Living Area
Gross Area3,940 sqft
1st Floor Area2,976 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialTile
Lot Area11,006 sqft (0.253 acres)
Garage TypeAttached
Garage Area654 sqft
DrivewayDriveway
Driveway Area1,347 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area220 sqft
PorchRaised Porch
Porch Area310 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952601926406
Street Address823 MONACO DR
CityPUNTA GORDA
StateFL
Zip33950-8020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPUNTA GORDA ISLES SEC15 BLK283 LT 4 679/320 803/1328 DC3491/2095-PMP PR12-1460-DP LOA3693/102 AFF3803/1391 3803/1389 AFF4190/790 4190/788
Legal Range23E
Legal Township41S
Legal Section29
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block283
Legal Lot Number4
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2020
Census Tract10405

Owner

Source: Charlotte County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address823 MONACO DR, PUNTA GORDA, FL 33950-8020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2017 · Amount on Record
Deed SaleApr 21, 2017 · Amount on Record
Deed Document Number20177538
Deed Book / Page4190 / 788
Prior Transfer DateJun 10, 2013
Prior Transfer Doc0038031389
Record UpdatedJun 8, 2026

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 21, 2017
Property Address823 MONACO DR, PUNTA GORDA, FL 33950-8020
Document Number0041900788
Book / Page004190 / 000788
Instrument DateApr 21, 2017
Instrument2517538
Transaction TypeTransfer
Record UpdatedJul 12, 2017
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Transaction

AmountAmount Recorded
Tax$525.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address425 MACEDONIA DR PUNTA GORDA FL 339508003, PUNTA GORDA, FL 33950-8003

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,392.00 (+2.23%) Homeowner's exemption$726,546 (+5.99%)$734,283 (-7.59%) Land $97,750 Building $636,533
2024$11,144.00 (+1.43%)
2023$10,987.00 (+2.56%) Homeowner's exemption$685,505 (+3%)$794,571 (+17.48%) Land $100,000 Building $694,571
2022$10,713.00 Homeowner's exemption$665,539$676,357 Land $76,500 Building $599,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 823 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,051 units insured
incl. 228 condo units
Nearby Flood Claims19 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Oct 2024 · 6 claims
  • Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ethx
Fixed Wireless		500 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Ripple Fiber.

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