Charlotte County property record for 822 Monaco Dr, Punta Gorda, FL 33950 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,520 sqft Living Area |
| Lot Size | 9,773 sqft (0.224 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $735,000 (2021) |
| Tax Bill | $11,410.00 (2024) |
| Primary APN | 412329256009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,520 sqft Living Area |
| Gross Area | 3,374 sqft Gross Area |
| 1st Floor | 2,520 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 9,773 sqft (0.224 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 550 sqft Garage |
| Pool Area | 55 sqft Pool |
|---|---|
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Porch Area | 304 sqft Porch |
| Boat Access | Boat Access |
| Loading Platform/Dock | 105 sqft Loading Platform/Dock |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 00952601905009 |
|---|---|
| Street Address | 822 MONACO DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8019 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PUNTA GORDA ISLES SEC15 BLK282 LT25 928/1232 990/1366 1283/1883 1871/1240 3061/106 4360/933 4389/519 4786/165 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 29 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 282 |
| Legal Lot Number | 25 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | PUNTA GORDA |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 10405 |
Source: Charlotte County records · APN 412329256009
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 822 MONACO DR, PUNTA GORDA, FL 33950-8019 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE FINANCIAL LLC |
| Sep 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | Sep 20, 2018 · Amount on Record |
| Deed Doc Number | 20212959115 |
| Deed Book / Page | 4786 / 165 |
| Prior Transfer Date | Dec 11, 2018 |
| Prior Transfer Doc | 0043890519 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 15, 2021 |
| Property Address | 822 MONACO DR, PUNTA GORDA, FL 33950-8019 |
| Document Number | 0047860165 |
| Book / Page | 4786 / 165 |
| Map Reference | MB 8 PG 20A-20Z5 |
| Instrument Date | Jun 07, 2021 |
| Instrument | 2959115 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2021 |
| Title Company | BURNT STORE TITLE LLC, BURNT STORE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,145.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5691 FOX CHASE TRL, 5691, GALENA, OH 43021-7028 |
| Name | Verified Name |
|---|---|
| Address | 822 MONACO DR, PUNTA GORDA, FL 33950-8019 |
| Document Number | 4786167 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 4786/167 |
| Name | FIRST HERITAGE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 20, 2018 |
| Property Address | 822 MONACO DR, PUNTA GORDA, FL 33950-8019 |
| Document Number | 0043600933 |
| Book / Page | 4360 / 0933 |
| Map Reference | MB8 PG20A-20Z5 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2647229 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | TITLE PROFESSIONALS OF FLORI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,689.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 822 MONACO DR, PUNTA GORDA, FL 33950-8019 |
| Document Number | 0002647230 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 2647230 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2033 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,802.00 (-14.09%) Homeowner's exemption | $630,841 (-0.12%) Land $267,750 Building $363,091 | $630,841 (-1.43%) Land $267,750 Building $363,091 |
| 2024 | $11,410.00 (+2.99%) | ||
| 2023 | $11,079.00 (+3.54%) Homeowner's exemption | $631,593 (+3%) | $639,974 (+4.37%) Land $305,000 Building $334,974 |
| 2022 | $10,700.00 Homeowner's exemption | $613,197 Land $236,300 Building $376,897 | $613,197 Land $236,300 Building $376,897 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures