823 Jane St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 823 Jane St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,176 sqft · built 1982
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2007)
Tax Bill	$4,620 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-33-327-013`

Property Details

APN / Parcel Number

Primary APN	`8913-33-327-013`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	403 sqft
Patio Area	806 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	823 JANE ST
City	WATERLOO
State	IA
Zip	50701-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JANE SECOND ADDITION LOT 15
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	JANE SECOND ADDITION
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1013
Census Tract	1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 JANE ST, WATERLOO, IA 50701-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Jun 26, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage VERIDIAN CU
May 24, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2007 · Amount on Record
Deed Sale	Jul 30, 2007 · Amount on Record
Prior Sale	May 14, 2007 · Amount on Record
Deed Document Number	20072008002411
Prior Transfer Date	May 11, 2007
Prior Transfer Doc	2007024011
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	823 JANE ST, WATERLOO, IA 50701-4354
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900000450
Date	Jul 10, 2018
Instrument	201900000450

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	294 Months
Due	Jan 1, 2043

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 26, 2023
Property Address	823 JANE ST, WATERLOO, IA 50701-4354
Document Number	202300017324
Instrument Date	Jun 2, 2023
Instrument	202300017324
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 JANE ST, WATERLOO, IA 50701-4354

Mortgage

Document Number	202300017325
Date	Jun 26, 2023
Instrument	202300017325

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	May 24, 2023
Property Address	823 JANE ST, WATERLOO, IA 50701-4354
Document Number	202300015728
Instrument Date	May 12, 2023
Instrument	202300015728
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 JANE ST, WATERLOO, IA 50701-4354

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,620.00 (+7.59%) Homeowner's exemption	$237,220 (+13.97%) Land $23,160 Building $214,060	$237,220 (+13.97%) Land $23,160 Building $214,060
2024	$4,294.00 (+14.32%)
2023		$208,150 (+15.74%) Land $23,160 Building $184,990	$208,150 (+15.74%) Land $23,160 Building $184,990
2022	$3,756.00 Homeowner's exemption	$179,850 Land $23,160 Building $156,690
2021			$179,850 Land $23,160 Building $156,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2020)
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Nearby Properties on Jane St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures