Black Hawk County property record for 818 Jane St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,120 sqft · built 1991 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $233,000 (Aug 2023) |
| Tax Bill | $4,404 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-33-327-007 |
| Primary APN | 8913-33-327-007 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 1,120 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 818 JANE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JANE SECOND ADDITION LOT 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 33 |
| Legal Subdivision | JANE SECOND ADDITION |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1501 |
818 Jane St is owned and occupied by two individuals who bought it in August 2023.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 818 JANE ST, WATERLOO, IA 50701-4353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on File |
| Deed Sale | Aug 15, 2023 · Amount on File |
| Prior Sale | Aug 15, 2022 · Amount on File |
| Deed Document Number | 20232622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 15, 2022 |
| Property Address | 818 JANE ST, WATERLOO, IA 50701-4353 |
| Document Number | 202300002622 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 202300002622 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 818 JANE ST, WATERLOO, IA 50701-4353 |
| Document Number | 202300002623 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 202300002623 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Number | 202300002624 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 202300002624 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2032 |
The 2025 property tax bill for 818 Jane St was $4,404 with a homeowner's exemption, up 6.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,404.00 (+6.53%) Homeowner's exemption | $226,680 Land $23,160 Building $203,520 | $226,680 Land $23,160 Building $203,520 |
| 2024 | $4,134.00 | ||
| 2023 | $200,770 (+33.13%) Land $23,160 Building $177,610 | $200,770 Land $23,160 Building $177,610 | |
| 2022 | $3,118.00 Homeowner's exemption | $150,810 Land $23,160 Building $127,650 | |
| 2021 | $150,810 Land $23,160 Building $127,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 Jane St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 818 Jane St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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