Polk County property record for 823 Indian Bluff, Winter Haven, FL 33880
| Property Type | Mobile Home |
|---|---|
| Details | 1,352 sqft · built 1991 |
| Lot Size | 0.232 acres (10,097 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,605 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-28-354772-000100 |
| Primary APN | 25-28-28-354772-000100 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,352 sqft Living Area |
|---|---|
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Mobile Home |
| Lot Area | 10,097 sqft (0.232 acres) |
| Lot Dimensions | 120 ft deep x 84 ft wide |
| Shed | 1 Shed |
| Street Address | 823 INDIAN BLF |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1052 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WOLF RUN FIRST ADDITION PB 80 PG 26 LOT 10 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | WOLF RUN FIRST ADDITION |
| Legal Tract | 354772 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11721 |
823 Indian Bluff, a mobile home, is owned by an individual.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1735 PETERSBURG AVE, LAKELAND, FL 33803-2538 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 823 Indian Bluff was $1,605.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,774 (+1.31%) Land $30,000 Building $95,774 | $125,774 (+1.31%) Land $30,000 Building $95,774 | |
| 2025 | $1,605.00 | $124,143 Land $30,000 Building $94,143 | $124,143 Land $30,000 Building $94,143 |
| 2023 | $852.00 (+4.28%) Homeowner's exemption | $56,508 (+3%) | $117,943 (+29.38%) Land $25,000 Building $92,943 |
| 2022 | $817.00 Homeowner's exemption | $54,862 | $91,157 Land $12,500 Building $78,657 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 823 Indian Bluff in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1991–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 823 Indian Bluff is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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