819 Indian Bluff, Winter Haven, FL 33880 Property Records

Polk County property record for 819 Indian Bluff, Winter Haven, FL 33880

Property Summary

Property Type	Mobile Home
Details	2,052 sqft · built 2002
Lot Size	0.232 acres (10,097 sqft)
Owner	2 Individual Names on File
Last Sale	$216,000 (Mar 2024)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`25-28-28-354772-000080`

Property Details

APN / Parcel Number

Primary APN	`25-28-28-354772-000080`
Alternative APNs	`282825354772000080` `82825000`

Interior

Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Lot Area	10,097 sqft (0.232 acres)
Lot Dimensions	120 ft deep x 84 ft wide
Porch	Porch
Shed	1 Shed

Location & Zoning

Street Address	819 INDIAN BLF
City	WINTER HAVEN
State	FL
Zip	33880-1052
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WOLF RUN FIRST ADDITION PB 80 PG 26 LOT 8
Legal Range	25E
Legal Township	28S
Legal Section	28
Legal Subdivision	WOLF RUN FIRST ADDITION
Legal Tract	354772
Legal Block	2
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2025
Census Tract	11721

Owner

819 Indian Bluff, a mobile home, is owned and occupied by two individuals who bought it in March 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	819 INDIAN BLF, WINTER HAVEN, FL 33880-1052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Apr 12, 2023	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2024 · Amount on File
Deed Sale	Mar 6, 2024 · Amount on File
Prior Sale	Apr 12, 2023 · Amount on File
Deed Document Number	202452153
Deed Book / Page	13030 / 12
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 6, 2024
Property Address	819 INDIAN BLF, WINTER HAVEN, FL 33880-1052
Document Number	0000052153
Book / Page	13030 / 12
Map Reference	MB 80 PG 26
Instrument Date	Feb 28, 2024
Instrument	2024052153
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 MEADOW ST, BROOKLYN, NY 11206-1758

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	819 INDIAN BLF, WINTER HAVEN, FL 33880-1052

Mortgage

Document Number	0001303014
Date	Mar 6, 2024
Instrument	13030/14

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 1, 2064

April 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Apr 12, 2023
Property Address	819 INDIAN BLF, WINTER HAVEN, FL 33880-1052
Document Number	0000083535
Book / Page	12648 / 1456
Map Reference	MB 80 PG 26
Instrument Date	Apr 11, 2023
Instrument	2023083535
Transaction Type	Foreclosure
Record Updated	Apr 25, 2023

Transaction

Amount	Amount on Record
Tax	$840.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MEADOW ST STE 201, 201, BROOKLYN, NY 11206-1759

Tax Assessment & Valuation

The 2025 property tax bill for 819 Indian Bluff was $1,841 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,568 (+2.15%) Land $30,000 Building $156,568	$186,568 (+2.15%) Land $30,000 Building $156,568
2025	$1,841.00 Homeowner's exemption	$182,636 Land $30,000 Building $152,636	$182,636 Land $30,000 Building $152,636
2023	$1,839.00 (+17.81%)	$195,115 (+27.54%) Land $25,000 Building $170,115	$195,115 (+27.54%) Land $25,000 Building $170,115
2022	$1,561.00	$152,986 Land $12,500 Building $140,486	$152,986 Land $12,500 Building $140,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 819 Indian Bluff in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1991–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 819 Indian Bluff is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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