823 Fairway Pointe Cv W, Hernando, MS 38632 Property Records

DeSoto County property record for 823 Fairway Pointe Cv W, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,813 sqft · built 2010
Lot Size	0.292 acres (12,709 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,504 (Aug 2026)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-19-0-00331-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-19-0-00331-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,813 sqft Adjusted Area
1st Floor Area	1,198 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,709 sqft (0.292 acres)
Lot Dimensions	151 ft deep x 36 ft wide
Patio Area	50 sqft

Location & Zoning

Street Address	823 FAIRWAY POINTE CV W
City	HERNANDO
State	MS
Zip	38632-6037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY POINTE LOT 331
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	FAIRWAY POINTE
Legal Lot Number	331
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71001

Owner

Source: DeSoto County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 FAIRWAY POINTE CV W, HERNANDO, MS 38632-6037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
May 26, 2023	Warranty Deed, Transfer HOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC
Aug 4, 2017	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	May 26, 2023 · Amount on Record
Deed Book / Page	1026 / 15707
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 27, 2026
Property Address	823 FAIRWAY POINTE CV W, HERNANDO, MS 38632-6037
Document Number	1026015707
Book / Page	1026 / 15707
Instrument Date	Aug 18, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 FAIRWAY POINTE CV W, HERNANDO, MS 38632-6037

Mortgage

Document Number	5663098385,
Date	Aug 27, 2026
Book Page	5663/98385

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jul 15, 2026
Property Address	823 FAIRWAY POINTE CV W, HERNANDO, MS 38632-6037
Document Number	5663079983
Book / Page	5663 / 79983
Instrument Date	Jun 12, 2026
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 FAIRWAY POINTE CV W, HERNANDO, MS 38632-6037

Mortgage

Document Number	5663079983,
Date	Jul 15, 2026
Book Page	5663/79983

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 12, 2036

Interest

Rate	6.36%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 26, 2023
Property Address	823 FAIRWAY POINTE CV W, HERNANDO, MS 38632-6037
Document Number	01023/8859
Book / Page	1023 / 8859
Map Reference	MB 97 PG 7
Instrument Date	May 25, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	HOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 HARROLD ST, FORT WORTH, TX 76107-2302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8823 FAIRWAY POINTE COVE W, HERNANDO, MS 38632

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 4, 2017
Property Address	823 FAIRWAY POINTE CV W, HERNANDO, MS 38632-6037
Document Number	20170804010224350
Map Reference	PL 97 PG 7
Instrument Date	Aug 2, 2017
Instrument	20170804010224350
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4752 MS HIGHWAY 389, 4752, STARKVILLE, MS 39759-6416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	823 FAIRWAY POINTE CV W, HERNANDO, MS 38632-6037

Mortgage

Document Number	20170804010224360
Date	Aug 4, 2017
Instrument	20170804010224360

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00 (+38.35%)	$17,594 (+37.06%) Land $2,500 Building $15,094	$175,936 (+37.05%) Land $25,000 Building $150,936
2023	$1,481.00	$12,837	$128,371 Land $25,000 Building $103,371

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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