791 Fairway Pointe Cv W, Hernando, MS 38632 Property Records

DeSoto County property record for 791 Fairway Pointe Cv W, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,921 sqft · built 2009
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$184,900 (Jul 2009)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-19-0-00334-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-19-0-00334-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,921 sqft Adjusted Area
1st Floor Area	1,637 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Patio Area	161 sqft

Location & Zoning

Street Address	791 FAIRWAY POINTE CV W
City	HERNANDO
State	MS
Zip	38632-6036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY POINTE LOT 334
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	FAIRWAY POINTE
Legal Lot Number	334
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71001

Owner

791 Fairway Pointe Cv W is owned and occupied by an individual who bought it in July 2009.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	791 FAIRWAY POINTE CV W, HERNANDO, MS 38632-6036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2009 · Amount on File
Deed Sale	Jul 23, 2009 · Amount on File
Prior Sale	May 14, 2009 · Amount on File
Deed Book / Page	612 / 679
Prior Transfer Date	May 7, 2009
Prior Transfer Doc	000608/185
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	791 FAIRWAY POINTE CV W, HERNANDO, MS 38632-6036
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004626/210
Date	Oct 25, 2018
Book Page	4626/210

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 26, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	791 FAIRWAY POINTE CV W, HERNANDO, MS 38632-6036
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 W JACKSON ST, TUPELO, MS 38801-0306

Mortgage

Document Number	005427/766
Date	Dec 22, 2021
Book Page	5427/766

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 791 Fairway Pointe Cv W was $1,780.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00	$17,861 Land $2,500 Building $15,361	$178,611 Land $25,000 Building $153,611
2023	$1,525.00	$13,161	$131,610 Land $25,000 Building $106,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 791 Fairway Pointe Cv W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 791 Fairway Pointe Cv W is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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