Merced County property record for 823 Emily Ct, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,745 sqft · built 2022 |
| Lot Size | 0.205 acres (8,930 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $509,500 (Feb 2022) |
| Tax Bill | $6,698 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-240-002-000 |
| Primary APN | 224-240-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,745 sqft Living Area |
| 1st Floor Area | 1,745 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 8,930 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 22 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 224-240-002 |
|---|---|
| Street Address | 823 EMILY CT |
| City | MERCED |
| State | CA |
| Zip | 95348-8438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLEVUE RANCH WEST VILLAGE 12 PH 6 - LOT 2 |
| Legal Subdivision | 5361 BELLEVUE RANCH WEST VILLA |
| Legal Lot Number | 2 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1007 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 823 EMILY CT, MERCED, CA 95348-8438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 28, 2022 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Sep 6, 2018 | Deed of Trust, Construction Loan · Line of Credit HOUSING CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on Record |
| Deed Sale | Feb 28, 2022 · Amount on Record |
| Deed Document Number | 20228655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 28, 2022 |
| Property Address | 823 EMILY CT, MERCED, CA 95348-8438 |
| Document Number | 0000008655 |
| Map Reference | VOL 80 PG 17-20 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022008655 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 823 EMILY COURT, MERCED, CA 95348-8438 |
| Document Number | 0000008656 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022008656 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.77% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 6, 2018 |
| Property Address | 823 EMILY CT, MERCED, CA 95348-8438 |
| Document Number | 0000027732 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 27732 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 11, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027732 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 27732 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $464,000 (-5.4%) Land $120,000 Building $344,000 | |
| 2025 | $6,698.00 (-1.11%) | $490,500 (-5.53%) Land $120,000 Building $370,500 |
| 2023 | $6,773.00 (+64.51%) | $519,219 Land $86,700 Building $432,519 |
| 2022 | $4,117.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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