820 Emily Ct, Merced, CA 95348 Property Records

Merced County property record for 820 Emily Ct, Merced, CA 95348 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,745 sqft · built 2021
Lot Size	0.188 acres (8,196 sqft)
Owner	2 Individual Names on File
Last Sale	$482,000 (Mar 2022)
Tax Bill	$6,927 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`224-240-005-000`

Property Details

APN / Parcel Number

Primary APN	`224-240-005-000`
Alternative APN	`224-240-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,745 sqft Living Area
1st Floor Area	1,745 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,196 sqft (0.188 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Patio Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	224-240-005
Street Address	820 EMILY CT
City	MERCED
State	CA
Zip	95348-8438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLEVUE RANCH WEST VILLAGE 12 PH 6 - LOT 5
Legal Subdivision	5361 BELLEVUE RANCH WEST PH 6
Legal Lot Number	5
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1000
Census Tract	1007

Owner

Source: Merced County records · APN 224-240-005-000

Assessment roll updated July 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5022 BEACON HILL DR, CASTRO VALLEY, CA 94552-3743
Owner Type	Individual
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Intrafamily Transfer, Transfer
Mar 08, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 06, 2018	Deed of Trust, Construction Loan · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2022 · Amount on Record
Deed Sale	Mar 08, 2022 · Amount on Record
Deed Document Number	20229670
Record Updated	Jun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 17, 2026
Property Address	820 EMILY CT, MERCED, CA 95348-8438
Document Number	0000006653
Map Reference	VOL 80 PG 17-20
Instrument Date	Jan 25, 2026
Instrument	2026006653
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5022 BEACON HILL DR, CASTRO VALLEY, CA 94552-3743

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 08, 2022
Property Address	820 EMILY CT, MERCED, CA 95348-8438
Document Number	0000009670
Map Reference	VOL 80 PG 17-20
Instrument Date	Feb 24, 2022
Instrument	2022009670
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4327 MALCOLM AVE, OAKLAND, CA 94605-5570

Mortgage

Document Number	0000009671
Date	Mar 08, 2022
Instrument	2022009671

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	Other
Max Rate	8%

September 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Sep 06, 2018
Property Address	820 EMILY CT, MERCED, CA 95348-8438
Document Number	0000027732
Instrument Date	Aug 24, 2018
Instrument	27732
Transaction Type	Construction Loan
Record Updated	Dec 11, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027732
Date	Sep 06, 2018
Instrument	27732

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,927.00 (+10.34%)	$511,263 (+4.04%) Land $90,202 Building $421,061
2024	$6,278.00 (-3.04%)
2023	$6,475.00 (+73.22%)	$491,411 Land $86,700 Building $404,711
2022	$3,738.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	About 1 in 336 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 790 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: AT&T, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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