823 Elm St, Van Wert, OH 45891 Property Records

Van Wert County property record for 823 Elm St, Van Wert, OH 45891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft · built 1900
Lot Size	0.257 acres (11,178 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Apr 2022)
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-033776.0000`

Property Details

APN / Parcel Number

Primary APN	`12-033776.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	3,663 sqft
1st Floor Area	1,220 sqft
Upper Floors Area	704 sqft
Attic	Attic
Attic Area	324 sqft
Basement Area	915 sqft
Unfinished Basement	915 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,178 sqft (0.257 acres)
Lot Dimensions	149 ft deep x 69 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	823 ELM ST
City	VAN WERT
State	OH
Zip	45891-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	SD 272-7 VAN WERT 3
Legal Lot Number	272-7
Jurisdiction	VAN WERT OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3015
Census Tract	20800

Owner

823 Elm St is owned and occupied by an individual who bought it in April 2022.

Source: Van Wert County records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	823 ELM ST, VAN WERT, OH 45891-2323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage VAN WERT FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Dec 22, 2012 · Amount on File
Deed Document Number	20221357
Deed Book / Page	423 / 5660
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	420/2418
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Apr 1, 2022
Property Address	823 ELM ST, VAN WERT, OH 45891-2323
Document Number	00423/5660
Book / Page	423 / 5660
Instrument Date	Mar 31, 2022
Instrument	202201357
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	AMERICAN KEY TITLE LLC, AMERICAN LEGACY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 ELM ST, VAN WERT, OH 45891-2323

Mortgage

Document Number	0202201358
Date	Apr 1, 2022
Instrument	202201358

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN WERT OH
Recording Date	Jun 11, 2021
Property Address	823 ELM ST, VAN WERT, OH 45891-2323
Document Number	420/2418
Book / Page	420 / 2418
Instrument Date	Jun 7, 2021
Instrument	202102554
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	823 ELM ST, VAN WERT, OH 45891-2323

Mortgage

Document Number	202102555
Date	Jun 11, 2021
Instrument	202102555

Lender

Name	VAN WERT FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 823 Elm St was $1,356, up 1.7% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Pleasant Township
Municipality	Van Wert City
Unified School District	Van Wert City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00 (+1.73%) Homeowner's exemption	$39,630 (-) Land $5,070 Building $34,560
2024	$1,333.00 (-4.03%) Homeowner's exemption	$39,630 (-) Land $5,070 Building $34,560	$113,230 (-) Land $14,490 Building $98,740
2023	$1,389.00 (+26.27%) Homeowner's exemption	$39,630 (+46.07%) Land $5,070 Building $34,560	$113,230 Land $14,490 Building $98,740
2022	$1,100.00 Homeowner's exemption	$27,130 Land $3,860 Building $23,270
2020			$81,120 Land $11,030 Building $70,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 823 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN WERT CITY serves 10,846 people · EPA ID OH8100611
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, TSC.

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