823 E Monte Cristo Ave, Phoenix, AZ 85022 Property Records

Maricopa County property record for 823 E Monte Cristo Ave, Phoenix, AZ 85022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1979
Lot Size	0.228 acres (9,951 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jun 2026)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`214-17-110`

Property Details

APN / Parcel Number

Primary APN	`214-17-110`
Alternative APN	`214171102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,951 sqft (0.228 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool Type
Pool Area	400 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	823 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85022-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SUGGS MOON MOUNTAIN ESTATES MCR 198-04
Legal Range	3E
Legal Township	3N
Legal Section	4
Legal Subdivision	SUGGS MOON MOUNTAIN ESTATES
Legal Lot Number	106
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2013
Census Tract	103611

Owner

Source: Maricopa County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Feb 26, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 29, 2017	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	2026368645
Prior Transfer Date	Sep 12, 1994
Prior Transfer Doc	0000744265
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	823 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3119
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	ROC TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3119

Mortgage

Document Number	0000429668
Date	May 18, 2022
Instrument	20220429668

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 18, 2026
Property Address	823 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3119
Document Number	0000368645
Instrument Date	Jun 9, 2026
Instrument	2026368645
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	AMERICAN TITLE SERVICES AGENCY/AZ, AMERICAN TITLE SERVICE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3119

Mortgage

Document Number	0000368646,
Date	Jun 18, 2026
Instrument	2026368646

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	823 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160626
Date	Feb 26, 2020
Instrument	20200160626

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 29, 2017
Property Address	823 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3119
Document Number	0000721483
Instrument Date	Sep 21, 2017
Instrument	721483
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 E MONTE CRISTO AVE PHOENIX AZ 850223119, PHOENIX, AZ 85022-3119

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,710 (+105.6%)	$347,100 (+5.5%) Land $69,400 Building $277,700
2025	$1,461.00 (+5.03%)	$16,882 (-52.86%)	$329,000 (-8.13%) Land $65,800 Building $263,200
2024		$35,810	$358,100 Land $71,600 Building $286,500
2023	$1,391.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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