822 E Monte Cristo Ave, Phoenix, AZ 85022 Property Records

Maricopa County property record for 822 E Monte Cristo Ave, Phoenix, AZ 85022

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,555 sqft · built 1979
Lot Size	0.231 acres (10,069 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Aug 2004)
Tax Bill	$1,972 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`214-17-095`

Property Details

APN / Parcel Number

Primary APN	`214-17-095`
Alternative APN	`214170954`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	1,755 sqft
1st Floor Area	1,555 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	10,069 sqft (0.231 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool Type
Pool Area	450 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	822 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85022-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SUGGS MOON MOUNTAIN ESTATES MCR 198-04
Legal Range	3E
Legal Township	3N
Legal Section	4
Legal Subdivision	SUGGS MOON MOUNTAIN ESTATES
Legal Lot Number	91
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2012
Census Tract	103611

Owner

Source: Maricopa County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	822 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 19, 2022	Intrafamily Transfer, Transfer
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2004 · Amount on Record
Deed Sale	Aug 17, 2004 · Amount on Record
Prior Sale	Aug 15, 2002 · Amount on Record
Deed Document Number	2004955784
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 29, 2026
Property Address	822 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120
Document Number	0000387697
Instrument Date	Jun 10, 2026
Instrument	2026387697
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120

Mortgage

Document Number	0000387698,
Date	Jun 29, 2026
Instrument	2026387698

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	822 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120

Mortgage

Document Number	0000284941
Date	Mar 30, 2022
Instrument	20220284941

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 19, 2022
Property Address	822 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120
Document Number	0000897764
Map Reference	MB 198 PG 4
Instrument Date	Sep 21, 2022
Instrument	20220897764
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	822 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088500
Date	Feb 5, 2018
Instrument	20180088500

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	822 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120

Mortgage

Document Number	0001261375
Date	Dec 21, 2020
Instrument	20201261375

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,630 (+69.56%)	$386,300 (+5.66%) Land $77,200 Building $309,100
2025	$1,972.00 (+5.01%)	$22,782 (-42.66%)	$365,600 (-7.98%) Land $73,100 Building $292,500
2024		$39,730	$397,300 Land $79,400 Building $317,900
2023	$1,878.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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