823 Diane Ave, Elgin, IL 60123 Property Records

Kane County property record for 823 Diane Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1961
Lot Size	0.244 acres (10,619 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Nov 2017)
Tax Bill	$6,146 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-10-157-003`

Property Details

APN / Parcel Number

Primary APN	`06-10-157-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	10,619 sqft (0.244 acres)
Lot Width	85 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	823 DIANE AVE
City	ELGIN
State	IL
Zip	60123-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 1 LOT 17 (EXCEPT PART DESC IN DOC 902262) BLOCK 5
Legal Subdivision	EAGLE HEIGHTS
Legal Block	5
Legal Lot Number	17
Legal Unit	1-17
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851909

Owner

823 Diane Ave is owned and occupied by an individual who bought it in November 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	823 DIANE AVE, ELGIN, IL 60123-2627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION 1
Nov 8, 2017	Trustee's Deed, Foreclosure · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Deed Document Number	201758577
Prior Transfer Date	Sep 19, 2017
Prior Transfer Doc	0000058577
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	823 DIANE AVE, ELGIN, IL 60123-2627
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015070
Date	Mar 17, 2022
Instrument	2022K015070

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Nov 8, 2017
Property Address	823 DIANE AVE, ELGIN, IL 60123-2627
Document Number	0000058577
Instrument Date	Sep 19, 2017
Instrument	2017K058577
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1383 UMBDEBSTACK RS, ELGIN, 00000

Mortgage

Document Number	0000058578
Date	Nov 8, 2017
Instrument	2017K058578

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 823 Diane Ave was $6,146 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,146.00 Homeowner's exemption	$88,573 (+8.57%) Land $28,071 Building $60,502	$265,825 (+8.57%) Land $84,247 Building $181,579
2024		$81,581 Land $25,855 Building $55,726	$244,841 Land $77,596 Building $167,245
2022	$5,307.00 (+4.67%) Homeowner's exemption	$67,203 (+6.96%) Land $21,298 Building $45,905	$201,609 (+6.96%) Land $63,894 Building $137,715
2021	$5,070.00 Homeowner's exemption	$62,830 Land $19,912 Building $42,918	$188,490 Land $59,736 Building $128,754

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 Diane Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 823 Diane Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Diane Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures