Miami County property record for 823 Cobblestone Dr, Troy, OH 45373
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 2 ba · 1,214 sqft · built 1992 |
| Lot Size | 0.028 acres (1,234 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $109,450 (Jun 2004) |
| Tax Bill | $1,133 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101330 |
| Primary APN | D08-101330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Upper Floors Area | 602 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,234 sqft (0.028 acres) |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 35 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 823 COBBLESTONE DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-2343 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | IL 7582 - UNIT 13 COBBLESTONE POINTE THREE |
| Legal Subdivision | COBBLESTONE POINTE THREE |
| Legal Lot Number | 7582 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 365001 |
Source: Miami County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 823 COBBLESTONE DR, TROY, OH 45373-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2004 · Amount on Record |
| Deed Sale | Jun 9, 2004 · Amount on Record |
| Prior Sale | Jun 5, 2003 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,133.00 (-5.58%) Homeowner's exemption | $55,230 (+32.8%) Land $12,600 Building $42,630 | $157,800 (+32.83%) Land $36,000 Building $121,800 |
| 2024 | $1,200.00 (+0.25%) Homeowner's exemption | $41,590 (-) Land $12,080 Building $29,510 | |
| 2023 | $1,197.00 (-8.42%) Homeowner's exemption | $41,590 (-) Land $12,080 Building $29,510 | $118,800 (-) Land $34,500 Building $84,300 |
| 2022 | $1,307.00 Homeowner's exemption | $41,590 Land $12,080 Building $29,510 | $118,800 Land $34,500 Building $84,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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