823 Baldwin Ave, Royal Oak, MI 48067 Property Records

Oakland County property record for 823 Baldwin Ave, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,092 sqft · built 1978
Lot Size0.139 acres (6,055 sqft)
Owner2 Individual Names on Record
Last Sale$710,000 (Apr 2026)
Tax Bill$7,353 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN72-25-15-331-065

Property Details

APN / Parcel Number

Primary APN72-25-15-331-065

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,092 sqft Living Area
1st Floor Area1,046 sqft
Basement Area885 sqft
Unfinished Basement902 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,055 sqft (0.139 acres)
Lot Dimensions172 ft deep x 35 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area27 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address823 BALDWIN AVE
CityROYAL OAK
StateMI
Zip48067-4207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 15 ASSESSOR'S PLAT NO 2 LOT 64
Legal Range11E
Legal Township01N
Legal Section15
Legal SubdivisionASSESSORS PLAT #2
Legal Lot Number64
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group1
Census Block1005
Census Tract184200

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address610 E 20TH ST, 6C, NEW YORK, NY 10009-1404
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CREDIT UNION
Apr 16, 2026Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CREDIT UNION
Jan 11, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED SHORE FINANCIAL SERVICES LLC
Aug 15, 2017Warranty Deed, Transfer
ABSTRACT TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2026 · Amount on Record
Deed SaleApr 16, 2026 · Amount on Record
Prior SaleJan 11, 2018 · Amount on Record
Deed Document Number202651226
Deed Book / Page61115 / 39
Prior Transfer DateSep 25, 2024
Prior Transfer Doc0000110486
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 16, 2026
Property Address823 BALDWIN AVE, ROYAL OAK, MI 48067-4207
Document Number0000051226
Book / Page61115 / 39
Instrument DateApr 9, 2026
Instrument2026.51226
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$537,825.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050103,
DateApr 16, 2026
Instrument2026..50103
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 16, 2026
Property Address823 BALDWIN AVE, ROYAL OAK, MI 48067-4207
Document Number20260051226
Book / Page61115 / 39
Instrument DateApr 9, 2026
Instrument202651226
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyALLEGIANCE, ALLEGIANCE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$537,825.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050103,
DateApr 16, 2026
Instrument202650103
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

January 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 11, 2018
Property Address823 BALDWIN AVE, ROYAL OAK, MI 48067-4207
Document Number0000006628
Book / Page51468 / 00527
Map ReferenceLB 48 PG 18
Instrument DateJan 5, 2018
Instrument006628
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 12, 2022
Title CompanyCISLO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,999.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address823 BALDWIN AVE, 823, ROYAL OAK, MI 48067-4207

Transferred To (Grantee/Buyer)

NameVerified Name
Address823 BALDWIN AVE, ROYAL OAK, MI 48067-4207

Mortgage

Document Number0000006629
DateJan 11, 2018
Instrument006629
Lender
NameUNITED SHORE FINANCIAL SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 15, 2017
Property Address823 BALDWIN AVE, ROYAL OAK, MI 48067-4207
Document Number0000153842
Book / Page050972 / 000416
Instrument DateAug 11, 2017
Instrument153842
Transaction TypeTransfer
Record UpdatedSep 1, 2017
Title CompanyABSTRACT TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$1,509.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7368 MUERDALE WEST BLOOMFIELD MI 483223371, WEST BLOOMFIELD, MI 48322-3371

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,353.00 (-22.08%) Homeowner's exemption$285,660$571,320
2024$9,436.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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