Oakland County property record for 820 Baldwin Ave, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,392 sqft · built 2013 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $404,374 (Dec 2013) |
| Tax Bill | $7,526 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2026 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-15-332-060 |
| Primary APN | 72-25-15-332-060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Living Area |
| 1st Floor Area | 1,299 sqft |
| Basement Area | 1,055 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood Siding |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 158 ft deep x 45 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 69 sqft |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 820 BALDWIN AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-4236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPEC REDEV |
| Legal Description | T1N, R11E, SEC 15 ALEXANDER PLACE SUB LOT 14 5-15-13 FR 048 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 15 |
| Legal Subdivision | ALEXANDER PLACE |
| Legal Lot Number | 5,14 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 184200 |
Source: Oakland County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 WALNUT AVE, ROYAL OAK, MI 48073-5309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 15, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST MERCHANTS BANK |
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 25, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2013 · Amount on File |
| Deed Sale | Dec 26, 2013 · Amount on File |
| Prior Sale | Dec 26, 2013 |
| Deed Document Number | 2013307567 |
| Deed Book / Page | 46659 / 792 |
| Last Transfer Date | Sep 13, 2021 |
| Transfer Doc | 0000248104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 10, 2026 |
| Property Address | 820 BALDWIN AVE, ROYAL OAK, MI 48067-4236 |
| Document Number | 0000134762 |
| Book / Page | 61537 / 809 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026134762 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 WALNUT AVE, ROYAL OAK, MI 48073-5309 |
| Document Number | 0000136770, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 61549/396 |
| Instrument | 2026136770 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 15, 2026 |
| Property Address | 820 BALDWIN AVE, ROYAL OAK, MI 48067-4236 |
| Document Number | 0000152255 |
| Book / Page | 61638 / 653 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026152255 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 820 BALDWIN AVE, ROYAL OAK, MI 48067-4236 |
| Document Number | 0000152255, |
|---|---|
| Date | Oct 15, 2026 |
| Book Page | 61638/653 |
| Instrument | 2026152255 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 8 Months |
| Due | Jun 1, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 820 BALDWIN AVE, ROYAL OAK, MI 48067-4236 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 820 BALDWIN AVE, ROYAL OAK, MI 48067-4236 |
| Document Number | 0000146077 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 56353/189 |
| Instrument | 146077 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Mar 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 25, 2021 |
| Property Address | 820 BALDWIN AVE, ROYAL OAK, MI 48067-4236 |
| Document Number | 0000248104 |
| Book / Page | 57022 / 666 |
| Map Reference | LB 296 PG 28 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 248104 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 820 BALDWIN AVE, ROYAL OAK, MI 48067-4236 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,526.00 (-22.07%) Homeowner's exemption | $295,390 | $590,780 |
| 2024 | $9,658.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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