817 Bainbridge Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 817 Bainbridge Loop, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,046 sqft · built 2011
Lot Size0.293 acres (12,751 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Feb 2019)
Tax Bill$5,353 (2025)
Deeds & MortgagesFeb 2019 Sale & Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN13-22-27-1793-01-570

Property Details

APN / Parcel Number

Primary APN13-22-27-1793-01-570
Alternative APNs
  • 272213179301570
  • 112341
  • 112993
  • 114274

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,046 sqft Living Area
Gross Area3,072 sqft
1st Floor Area2,046 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,751 sqft (0.293 acres)
Garage TypeAttached
Garage Area670 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area356 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address817 BAINBRIDGE LOOP
CityWINTER GARDEN
StateFL
Zip34787-2422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionCOVINGTON PARK 68/112 LOT 157
Legal Range27E
Legal Township22S
Legal Section13
Legal SubdivisionCOVINGTON PARK
Legal Tract1793
Legal Block1
Legal Lot Number157
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group4
Census Block4002
Census Tract17401

Owner

Source: Orange County records · APN 13-22-27-1793-01-570

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address817 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2019Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Sep 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
SECURITY NAT'L MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2019 · Amount on Record
Deed SaleFeb 19, 2019 · Amount on Record
Prior SaleJan 20, 2012 · Amount on Record
Deed Document Number2019101766
Record UpdatedJun 08, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 19, 2019
Property Address817 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2422
Document Number0000101766
Map ReferenceMB 68 PG 112-119
Instrument DateFeb 15, 2019
Instrument20190101766
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyTHE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 STORMONT COURT, 12, CANADA XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2422

Mortgage

Document Number0000101767
DateFeb 19, 2019
Instrument20190101767
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address817 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2422
Document Number0000536316
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedOct 13, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address817 BAINBRIDGE LOOP WINTER GARDEN FL 347872422, WINTER GARDEN, FL 34787-2422

Mortgage

Document Number0000536316
DateOct 02, 2017
Instrument536316
Lender
NameSECURITY NAT'L MTG
TypeMortgage Company
AddressMURRAY, UT 84123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$379,076 (+2.7%)$499,400 (-1.28%) Land $125,000 Building $374,400
2025$5,353.00 (+5.25%) Homeowner's exemption$369,110 (+5.99%)$505,900 (+9.17%) Land $125,000 Building $380,900
2024$5,086.00 (+3.69%)
2023$4,905.00 (+3%) Homeowner's exemption$348,259 (+3%)$463,399 (+22.56%) Land $125,000 Building $338,399
2022$4,762.00 Homeowner's exemption$338,116$378,089 Land $90,000 Building $288,089

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950174014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Metronet Holdings, T-Mobile USA.

Based on FCC filings for 390 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3481481, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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