823 99th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 823 99th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,204 sqft · built 1911
Lot Size	0.08 acres (3,502 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Mar 2018)
Tax Bill	$2,238 (2026)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3430-18310`

Property Details

APN / Parcel Number

Primary APN	`010-3430-18310`
Alternative APN	`1048413`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,204 sqft Gross Area
1st Floor Area	772 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1975
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Lot Area	3,502 sqft (0.08 acres)
Garage Area	570 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1048413
Street Address	823 99TH AVE W
City	DULUTH
State	MN
Zip	55808-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:058 SERIAL #
Legal Subdivision	NEW DULUTH FIRST DIVISION
Legal Block	58
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2020
Census Tract	3800

Owner

823 99th Ave W is owned and occupied by an individual who bought it in March 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	823 99TH AVE W, DULUTH, MN 55808-1857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Prior Sale	Feb 4, 2011 · Amount on File
Deed Document Number	20181330116
Prior Transfer Date	Apr 29, 2009
Prior Transfer Doc	0001106540
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 28, 2018
Property Address	823 99TH AVE W, DULUTH, MN 55808-1857
Document Number	00A1330116
Instrument Date	Mar 28, 2018
Instrument	A1330116
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	823 99TH AVE W DULUTH MN 558081857, DULUTH, MN 55808-1857

Mortgage

Document Number	A1330117
Date	Mar 28, 2018
Instrument	A1330117

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 823 99th Ave W was $2,238 with a homeowner's exemption, up 16.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,238.00 (+16.08%) Homeowner's exemption
2025	$1,928.00 (-5.77%) Homeowner's exemption	$186,500 (+11.41%) Land $8,300 Building $178,200	$186,500 (+11.41%) Land $8,300 Building $178,200
2024	$2,046.00	$167,400 Land $8,200 Building $159,200	$167,400 Land $8,200 Building $159,200
2022		$135,400 Land $10,100 Building $125,300	$135,400 Land $10,100 Building $125,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 99th Ave W in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 99th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20