St. Louis County property record for 813 99th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,145 sqft · built 1917 |
| Lot Size | 0.241 acres (10,505 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,292 (2026) |
| Deeds & Mortgages | Jul 2020 Line of Credit May 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3430-18370 |
| Primary APN | 010-3430-18370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,145 sqft Gross Area |
| 1st Floor Area | 665 sqft |
| Basement Area | 147 sqft |
| Finished Basement | 147 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 10,505 sqft (0.241 acres) |
| Garage Area | 896 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 138 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 520498 |
|---|---|
| Street Address | 813 99TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10 11 AND 12 SERIAL # |
| Legal Subdivision | NEW DULUTH 1ST DIV |
| Legal Block | 58 |
| Legal Lot Number | 10-11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 3800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 813 99TH AVE W, DULUTH, MN 55808-1857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| May 30, 2018 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| May 30, 2018 | Deed of Trust, Mortgage · Line of Credit HARBOR PT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 813 99TH AVE W, DULUTH, MN 55808-1857 |
| Document Number | 00A1386461 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 813 99TH AVE W DULUTH MN 558081857, DULUTH, MN 55808-1857 |
| Document Number | 00A1386461 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | A1386461 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 28, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 813 99TH AVE W, DULUTH, MN 55808-1857 |
| Document Number | 000T998683 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 813 99TH AVE W DULUTH MN 558081857, DULUTH, MN 55808-1857 |
| Document Number | 000T998683 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | T998683 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | 11 W 2ND ST, DULUTH, MN 55802-2014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 3, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 813 99TH AVE W, DULUTH, MN 55808-1857 |
| Document Number | 00A1333949 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 813 99TH AVE W DULUTH MN 558081857, DULUTH, MN 55808-1857 |
| Document Number | 00A1333949 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | A1333949 |
| Name | HARBOR PT CU |
|---|---|
| Address | 11 W 2ND ST, DULUTH, MN 55802-2014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 3, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,292.00 (+15.06%) Homeowner's exemption | ||
| 2025 | $1,992.00 (-5.68%) Homeowner's exemption | $190,200 (+10.71%) Land $20,000 Building $170,200 | $190,200 (+10.71%) Land $20,000 Building $170,200 |
| 2024 | $2,112.00 | $171,800 (+1.36%) Land $19,700 Building $152,100 | $171,800 (+1.36%) Land $19,700 Building $152,100 |
| 2022 | $169,500 Land $24,200 Building $145,300 | $169,500 Land $24,200 Building $145,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 27 units insured incl. 26 condo units |
| Nearby Flood Claims | 4 (2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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