8226 Mill Race Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8226 Mill Race Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,512 sqft · built 1986
Lot Size	0.788 acres (34,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$448,000 (Apr 2019)
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`122M A 061`

Property Details

APN / Parcel Number

Primary APN	`122M A 061`
Alternative APN	`0000048280`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,512 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,327 sqft (0.788 acres)
Lot Dimensions	202 ft deep x 78.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000048280
Street Address	8226 MILL RACE DR
City	OOLTEWAH
State	TN
Zip	37363-6844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 MILL RUN 32-116
Legal Subdivision	MILL RUN
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	11447

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8226 MILL RACE DR, OOLTEWAH, TN 37363-6844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Warranty Deed, Transfer · Conventional Mortgage REGIONS MTG
Nov 19, 2018	Deed of Trust, Mortgage · Line of Credit SMARTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	2019108
Deed Book / Page	11609 / 52
Prior Transfer Date	Sep 5, 1998
Prior Transfer Doc	0052180758
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 9, 2019
Property Address	8226 MILL RACE DR, OOLTEWAH, TN 37363-6844
Document Number	0409000108
Book / Page	011609 / 000052
Instrument Date	Apr 8, 2019
Instrument	190409000108
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,657.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8226 MILL RACE DR OOLTEWAH TN 373636844, OOLTEWAH, TN 37363-6844

Mortgage

Document Number	409000109
Date	Apr 9, 2019
Book Page	011609/000055
Instrument	190409000109

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8226 MILL RACE DR, OOLTEWAH, TN 37363-6844
Document Number	1203000247
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8226 MILL RACE DR OOLTEWAH TN 373636844, OOLTEWAH, TN 37363-6844

Mortgage

Document Number	1203000247
Date	Dec 3, 2018
Book Page	011513/000944
Instrument	181203000247

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,497.00 (-3.74%)	$164,800 (+42.1%)	$659,200 (+42.1%) Land $50,000 Building $609,200
2024	$2,594.00 (-0.35%)	$115,975 (-)	$463,900 (-) Land $50,000 Building $413,900
2023	$2,603.00	$115,975	$463,900 Land $50,000 Building $413,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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