Hamilton County property record for 8218 Mill Race Dr, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 4,681 sqft · built 1990 |
| Lot Size | 0.583 acres (25,420 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,035,000 (Feb 2026) |
| Tax Bill | $3,566 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122M A 058 |
| Primary APN | 122M A 058 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,681 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 25,420 sqft (0.583 acres) |
| Lot Dimensions | 164 ft deep x 155 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000048277 |
|---|---|
| Street Address | 8218 MILL RACE DR |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-6844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 MILL RUN 32-116 REV 41-367 |
| Legal Subdivision | MILL RUN |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11447 |
Source: Hamilton County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8218 MILL RACE DR, OOLTEWAH, TN 37363-6844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage SMARTBANK |
| May 11, 2023 | Warranty Deed, Transfer FOUNDATION TITLE, FOUNDATION T&E LLC |
| Apr 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on Record |
| Deed Sale | Feb 18, 2026 · Amount on Record |
| Prior Sale | May 11, 2023 · Amount on Record |
| Deed Document Number | 2026021800242 |
| Deed Book / Page | 14199 / 589 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 18, 2026 |
| Property Address | 8218 MILL RACE DR, OOLTEWAH, TN 37363-6844 |
| Document Number | 0000000242 |
| Book / Page | 14199 / 589 |
| Map Reference | MB 41 PG 367 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026021800242 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8218 MILL RACE DR, OOLTEWAH, TN 37363-6844 |
| Document Number | 0014199592 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 14199/592 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 11, 2023 |
| Property Address | 8218 MILL RACE DR, OOLTEWAH, TN 37363-6844 |
| Document Number | 0000000115 |
| Book / Page | 13287 / 211 |
| Map Reference | MB 41 PG 367 |
| Instrument Date | May 9, 2023 |
| Instrument | 2023051100115 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FOUNDATION TITLE, FOUNDATION T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,496.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2040 N OCOEE ST, CLEVELAND, TN 37311-3917 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 14, 2021 |
| Property Address | 8218 MILL RACE DR, OOLTEWAH, TN 37363-6844 |
| Document Number | 0000000204 |
| Book / Page | 12444 / 683 |
| Map Reference | MB 41 PG 367 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021041400204 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,423.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8218 MILL RACE DR, OOLTEWAH, TN 37363-6844 |
| Document Number | 0012444686 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 12444/686 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,566.00 (+30.53%) | $235,275 (+92.61%) | $941,100 (+92.61%) Land $50,000 Building $891,100 |
| 2024 | $2,732.00 (-0.33%) | $122,150 (-) | $488,600 (-) Land $50,000 Building $438,600 |
| 2023 | $2,741.00 | $122,150 | $488,600 Land $50,000 Building $438,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures