8225 Memory Ln, Horace, ND 58047 Property Records

Cass County property record for 8225 Memory Ln, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,581 sqft · built 2020
Lot Size	1 acres (43,582 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,795 (Dec 2020)
Tax Bill	$15,042 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`15-0670-00280-000`

Property Details

APN / Parcel Number

Primary APN	`15-0670-00280-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,581 sqft Living Area
Basement Area	2,300 sqft
Finished Basement	2,300 sqft
Unfinished Basement	2,300 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,582 sqft (1 acres)
Garage Type	Attached
Garage Area	1,359 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	8225 MEMORY LN
City	HORACE
State	ND
Zip	58047-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 16 BLOCK: 2 ADDITION: RIVER'S EDGE ADDITION TO HORACE ADDITIONAL: LT 16 BLK 2 RIVER'S EDGE ADDN **1-12-16 ANNEXED FRM 64-0670-00280-000 PER ANNEXATION PLAT DOC# 1467606
Legal Subdivision	RIVERS EDGE
Legal Block	2
Legal Lot Number	16
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1022
Census Tract	40503

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8225 MEMORY LN, HORACE, ND 58047-8501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Dec 11, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK
May 14, 2020	Quit Claim Deed, Transfer · Construction Mortgage CHOICE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	May 14, 2020 · Amount on Record
Deed Document Number	20201615524
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	0001590372
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	8225 MEMORY LN, HORACE, ND 58047-8501
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8225 MEMORY LN, HORACE, ND 58047-8501

Mortgage

Document Number	0001666304
Date	May 26, 2022
Instrument	1666304

Lender

Name	BELL BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2027

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Dec 11, 2020
Property Address	8225 MEMORY LN, HORACE, ND 58047-8501
Document Number	0001615524
Instrument Date	Dec 9, 2020
Instrument	1615524
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022
Title Company	THE TITLE CO RESIDENTIAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8225 MEMORY LN, HORACE, ND 58047-8501

Mortgage

Document Number	0001615525
Date	Dec 11, 2020
Instrument	1615525

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	May 14, 2020
Property Address	8225 MEMORY LN, HORACE, ND 58047-8501
Document Number	0001590372
Instrument Date	Apr 24, 2020
Instrument	1590372
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5949 53RD AVE S, FARGO, ND 58104-5604
Investor	Possibly a Property Investor

Mortgage

Document Number	0001590373
Date	May 14, 2020
Instrument	1590373

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 30, 2021

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,042.00 (+24.05%)	$518,900 (+7.01%) Land $75,000 Building $443,900	$1,037,800 (+7.01%) Land $150,000 Building $887,800
2023	$12,126.00	$484,900 Land $75,000 Building $409,900	$969,800 Land $150,000 Building $819,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 84% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable	1,250 / 250

May also be available: AT&T, Sparklight.

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