Cass County property record for 8224 Memory Ln, Horace, ND 58047 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 3,940 sqft · built 2018 |
| Lot Size | 1.25 acres (54,576 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Mar 2026) |
| Tax Bill | $12,679 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 15-0670-00040-000 |
| Primary APN | 15-0670-00040-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,940 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 54,576 sqft (1.25 acres) |
| Garage Type | Attached |
| Garage Area | 1,496 sqft |
| Porch | Slab |
| Patio Area | 81 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 8224 MEMORY LN |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 4 BLOCK: 1 ADDITION: RIVER'S EDGE ADDITION TO HORACE ADDITIONAL: LT 4 BLK 1 RIVER'S EDGE ADDN **1-12-16 ANNEXED FROM |
| Legal Subdivision | RIVERS EDGE |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 40503 |
Source: Cass County records · APN 15-0670-00040-000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8224 MEMORY LN, HORACE, ND 58047-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Dec 27, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATE CITY BANK |
| Oct 18, 2018 | Quit Claim Deed, Transfer · Line of Credit FIRST COMMUNITY CU |
| Jun 04, 2018 | Warranty Deed, Transfer · Commercial Mortgage GATE CITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on Record |
| Deed Sale | Mar 23, 2026 · Amount on Record |
| Prior Sale | Dec 27, 2019 · Amount on Record |
| Deed Document Number | 20261754637 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Mar 23, 2026 |
| Property Address | 8224 MEMORY LN, HORACE, ND 58047-8501 |
| Document Number | 0001754637 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 1754637 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | FM TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8224 MEMORY LN, HORACE, ND 58047-8501 |
| Document Number | 0001754638 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 1754638 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.99% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Dec 27, 2019 |
| Property Address | 8224 MEMORY LN, HORACE, ND 58047-8501 |
| Document Number | 0001580321 |
| Instrument Date | Dec 24, 2019 |
| Instrument | 1580321 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8224 MEMORY LN, HORACE, ND 58047-8501 |
| Document Number | 0001580322 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 1580322 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Oct 18, 2018 |
| Property Address | 8224 MEMORY LN, HORACE, ND 58047-8501 |
| Document Number | 0001549654 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 1549654 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3713 HIDDEN CIR, WEST FARGO, ND 58078-7929 |
| Document Number | 0001549655 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 1549655 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Jun 04, 2018 |
| Property Address | 8224 MEMORY LN, HORACE, ND 58047-8501 |
| Document Number | 0001538697 |
| Instrument Date | Jun 01, 2018 |
| Instrument | 1538697 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 406 MAUST WAY, HORACE, ND 58047-4518 |
| Document Number | 0001538698 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 1538698 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,679.00 (+5.57%) | $496,150 (+4.44%) Land $106,250 Building $389,900 | $992,300 (+4.44%) Land $212,500 Building $779,800 |
| 2023 | $12,010.00 | $475,050 Land $106,250 Building $368,800 | $950,100 Land $212,500 Building $737,600 |
Source: FEMA National Flood Hazard Layer, Cass County (38017C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170405031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 8 of 9 on primary residences |
| Wildfire Risk | Low above 7% of the US · above 19% of North Dakota |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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