8223 N Howard St, Spokane, WA 99208 Property Records

Spokane County property record for 8223 N Howard St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,396 sqft · built 1961
Lot Size	0.261 acres (11,347 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,280 (Jul 2010)
Tax Bill	$3,520 (2026)
Deeds & Mortgages	Dec 2023 Transfer May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36194.0359`

Property Details

APN / Parcel Number

Primary APN	`36194.0359`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,396 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	1,403 sqft
Basement Area	1,103 sqft
Finished Basement	993 sqft
Unfinished Basement	110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,347 sqft (0.261 acres)
Lot Dimensions	126 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8223 N HOWARD ST
City	SPOKANE
State	WA
Zip	99208-6067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	COZZA 7TH ADD; LT 3 BLK 10
Legal Subdivision	COZZA 7TH ADD
Legal Block	10
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1035
Census Tract	10901

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8223 N HOWARD ST, SPOKANE, WA 99208-6067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Intrafamily Transfer, Transfer
May 20, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2010 · Amount on Record
Deed Sale	Jul 29, 2010 · Amount on Record
Prior Sale	Feb 10, 2004 · Amount on Record
Deed Document Number	20105920756
Last Transfer Date	Nov 22, 2023
Transfer Doc	0007323444
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Dec 11, 2023
Property Address	8223 N HOWARD ST, SPOKANE, WA 99208-6067
Document Number	0007323444
Map Reference	VOL 5 PG 33
Instrument Date	Nov 22, 2023
Instrument	7323444
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8223 N HOWARD ST, SPOKANE, WA 99208-6067
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8223 N HOWARD ST, SPOKANE, WA 99208-6067
Investor	Possibly a Property Investor

Mortgage

Document Number	0007209027
Date	May 20, 2022
Instrument	7209027

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8223 N HOWARD ST, SPOKANE, WA 99208-6067
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007209016
Date	May 20, 2022
Instrument	7209016

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 18, 2042

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,520.00 (-5.6%)	$354,700 (-0.31%) Land $90,000 Building $264,700	$354,700 (-0.31%) Land $90,000 Building $264,700
2025	$3,729.00 (+12.08%)
2024		$355,800 (+34.42%) Land $50,000 Building $305,800	$355,800 (+34.42%) Land $50,000 Building $305,800
2023	$3,327.00 (+8.94%)	$264,700 Land $55,000 Building $209,700	$264,700 Land $55,000 Building $209,700
2022	$3,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 3 serves 3,768 people · EPA ID WA5393353
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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