8115 N Howard St, Spokane, WA 99208 Property Records

Spokane County property record for 8115 N Howard St, Spokane, WA 99208

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,250 sqft · built 1973
Lot Size0.264 acres (11,485 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Apr 2020)
Tax Bill$5,113 (2026)
Deeds & MortgagesApr 2020 Mortgage
Apr 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN36194.0437

Property Details

APN / Parcel Number

Primary APN36194.0437

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Units2 Units
Building Area2,250 sqft Living Area
Gross Area5,190 sqft
1st Floor Area2,250 sqft
Basement Area2,250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,485 sqft (0.264 acres)
Lot Dimensions127 ft deep x 90 ft wide
Garage TypeAttached
Garage Area690 sqft
Parking Spaces2 Parking Spaces
Patio Area125 sqft
Canopy125 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address8115 N HOWARD ST
CitySPOKANE
StateWA
Zip99208-6065
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeLDR
Legal DescriptionCOZZA 7TH REPL B3TO8 L2 B3
Legal SubdivisionCOZZA ADD 07
Legal Block3,3
Legal Lot Number2
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1034
Census Tract10901

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8115 N HOWARD ST, 8117, SPOKANE, WA 99208-6065
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 14, 2020Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 13, 2018Warranty Deed, Transfer · Conventional Mortgage
SUMMIT MORTGAGE CO
May 7, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2020 · Amount on Record
Deed SaleApr 14, 2020 · Amount on Record
Prior SaleMay 7, 2018 · Amount on Record
Deed Document Number20206910615
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address8115 N HOWARD ST, SPOKANE, WA 99208-6065
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG INSURED

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006911035
DateApr 15, 2020
Instrument6911035
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateApr 14, 2020
Property Address8115 N HOWARD ST, SPOKANE, WA 99208-6065
Document Number0006910615
Map ReferenceVOL 5 PG 99
Instrument DateApr 13, 2020
Instrument6910615
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyWFG NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,845.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8115 N HOWARD ST # 8117, 8117, SPOKANE, WA 99208-6065

Mortgage

Document Number0006910616
DateApr 14, 2020
Instrument6910616
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateApr 13, 2018
Property Address8115 N HOWARD ST, SPOKANE, WA 99208-6065
Document Number0006698989
Map ReferenceVOL5 PG99
Instrument DateApr 12, 2018
Instrument6698989
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyINLAND PROFESSIONAL TITLE LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,188.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8117 N HOWARD ST, SPOKANE, WA 99208-6065

Mortgage

Document Number0006698990
DateApr 13, 2018
Instrument6698990
Lender
NameSUMMIT MORTGAGE CO
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateMay 7, 2018
Property Address8115 N HOWARD ST, SPOKANE, WA 99208-6065
Document Number0006705058
Instrument DateApr 22, 1992
Instrument6705058
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8115 N HOWARD ST SPOKANE WA 992086065, SPOKANE, WA 99208-6065

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictMead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,113.00 (-5.58%)$450,200 (-8.9%) Land $90,000 Building $360,200$450,200 (-8.9%) Land $90,000 Building $360,200
2025$5,415.00 (+10.29%)$494,200 (-4.24%) Land $90,000 Building $404,200$494,200 (-4.24%) Land $90,000 Building $404,200
2024$4,910.00 (+1.24%)$516,100 (+38.92%) Land $50,000 Building $466,100$516,100 (+38.92%) Land $50,000 Building $466,100
2023$4,850.00 (+12.42%)$371,500 Land $55,000 Building $316,500$371,500 Land $55,000 Building $316,500
2022$4,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPO CO WATER DIST 3 SYS 3
serves 3,768 people · EPA ID WA5393353
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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