Hamilton County property record for 8221 Spring Leaf Lake Dr, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,562 sqft · built 1998 |
| Lot Size | 0.346 acres (15,072 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $418,000 (May 2023) |
| Tax Bill | $8,064 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0343-0062-00 |
| Primary APN | 510-0343-0062-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,562 sqft Living Area |
| Gross Area | 3,204 sqft |
| 1st Floor Area | 968 sqft |
| 2nd Floor Area | 844 sqft |
| Basement Area | 952 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 202 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,072 sqft (0.346 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 8221 SPRING LEAF LAKE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-3341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGLEAF LAKE DR .3461 AC LOT 3 SPRING LEAF LAKE SUB |
| Legal Subdivision | SPRING LEAF LAKE SUB |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20601 |
Source: Hamilton County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8221 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Nov 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARDIAN SAVINGS BANK |
| Feb 14, 2024 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 16, 2023 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 12, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Aug 17, 2017 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on Record |
| Deed Sale | May 16, 2023 · Amount on Record |
| Prior Sale | Dec 12, 2022 · Amount on Record |
| Deed Document Number | 202332842 |
| Deed Book / Page | 14917 / 2406 |
| Prior Transfer Date | Nov 1, 2019 |
| Prior Transfer Doc | 0000096769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8221 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3341 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000023587 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 15634/269 |
| Instrument | 2026-0023587 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8221 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000023604 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 14617/1411 |
| Instrument | 2022-0023604 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8221 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000107676 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 14799/78 |
| Instrument | 2022-0107676 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8221 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010018 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 15103/127 |
| Instrument | 2024-0010018 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 16, 2023 |
| Property Address | 8221 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3341 |
| Document Number | 0000032842 |
| Book / Page | 14917 / 2406 |
| Map Reference | MB 336 PG 26&27 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023-0032842 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8221 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3341 |
| Document Number | 0000032843 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 2023-0032843 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 12, 2022 |
| Property Address | 8221 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3341 |
| Document Number | 0000112450 |
| Book / Page | 14811 / 763 |
| Map Reference | MB 336 PG 26&27 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 2022-0112450 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8221 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3341 |
| Document Number | 0000112451 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 2022-0112451 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8221 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3341 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004926 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 17-0074926 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 30, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,064.00 (+7.72%) | $140,000 (-) Land $13,230 Building $126,770 | $400,000 (-) Land $37,800 Building $362,200 |
| 2024 | $7,486.00 (-0.51%) | $140,000 (-) Land $13,230 Building $126,770 | |
| 2023 | $7,524.00 (+46.27%) | $140,000 (+79.57%) Land $13,230 Building $126,770 | $400,000 (+79.57%) Land $37,800 Building $362,200 |
| 2022 | $5,144.00 Homeowner's exemption | $77,963 Land $10,780 Building $67,183 | |
| 2020 | $222,750 Land $30,800 Building $191,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (2003–2017) |
| Most Recent Claim | May 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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