Hamilton County property record for 8220 Spring Leaf Lake Dr, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,138 sqft · built 1998 |
| Lot Size | 0.498 acres (21,736 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Sep 2017) |
| Tax Bill | $5,424 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0343-0100-00 |
| Primary APN | 510-0343-0100-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,138 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| 2nd Floor Area | 924 sqft |
| Basement Area | 1,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 21,736 sqft (0.498 acres) |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8220 SPRING LEAF LAKE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGLEAF LAKE DR .4998 AC LOT 41 SPRING LEAF LAKE SUB |
| Legal Subdivision | SPRING LEAF LAKE SUB |
| Legal Lot Number | 41 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20601 |
8220 Spring Leaf Lake Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8220 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 21, 2024 | Deed of Trust, Mortgage POINT DIGITAL FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on File |
| Deed Sale | Sep 19, 2017 · Amount on File |
| Prior Sale | Aug 22, 2002 · Amount on File |
| Deed Document Number | 17-0085603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8220 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000112943 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 14505/1144 |
| Instrument | 2021-0112943 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8220 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8220 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3342 |
| Document Number | 0000021491 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 14884/1500 |
| Instrument | 2023-0021491 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Apr 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8220 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8220 SPRING LEAF LAKE DR, CINCINNATI, OH 45247-3342 |
| Document Number | 0000074119 |
|---|---|
| Date | Oct 21, 2024 |
| Book Page | 15276/108 |
| Instrument | 2024-0074119 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 9, 2054 |
The 2025 property tax bill for 8220 Spring Leaf Lake Dr was $5,424, up 7.9% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,424.00 (+7.88%) | $94,094 (-) Land $13,230 Building $80,864 | |
| 2024 | $5,028.00 (-0.61%) | $94,094 (-) Land $13,230 Building $80,864 | |
| 2023 | $5,059.00 (+0.6%) | $94,094 (+23.32%) Land $13,230 Building $80,864 | $268,840 Land $37,800 Building $231,040 |
| 2022 | $5,029.00 Homeowner's exemption | $76,300 Land $10,780 Building $65,520 | |
| 2020 | $218,000 Land $30,800 Building $187,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8220 Spring Leaf Lake Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (2003–2017) |
| Most Recent Claim | May 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8220 Spring Leaf Lake Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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