8220 Gibson Rd, Gibson, NC 28343 Property Records

Scotland County property record for 8220 Gibson Rd, Gibson, NC 28343

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2 ba · 2,280 sqft · built 2018
Lot Size	4.7 acres (204,732 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,133 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040176 01052`

Property Details

APN / Parcel Number

Primary APN	`040176 01052`
Alternative APN	`908130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,280 sqft Heated Area
1st Floor Area	2,280 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	204,732 sqft (4.7 acres)
Lot Dimensions	450 ft deep x 450 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	908130
Street Address	8220 GIBSON RD
City	GIBSON
State	NC
Zip	28343-8416
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RA
Legal Description	FROM E HAROLD GIBSON
Jurisdiction	SCOTLAND NC
Township / Civil Division	WILLIAMSON
Census Block Group	3
Census Block	3087
Census Tract	10502

Owner

Source: Scotland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8220 GIBSON RD, GIBSON, NC 28343-8416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Aug 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jan 3, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 29, 2021
Transfer Doc	0001724/86
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTLAND NC
Property Address	8220 GIBSON RD, GIBSON, NC 28343-8416
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 GIBSON RD, GIBSON, NC 28343-8416

Mortgage

Document Number	001763/168
Date	Sep 8, 2022
Book Page	1763/168
Instrument	2022-00002626

Lender

Name	FIRST BANK
Type	Bank
Address	SOUTHERN PINES, NC 28387

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTLAND NC
Recording Date	Aug 3, 2021
Property Address	8220 GIBSON RD, GIBSON, NC 28343-8416
Document Number	0001724/86
Book / Page	1724 / 86
Instrument Date	Jul 29, 2021
Instrument	2021-00002209
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 GIBSON RD, GIBSON, NC 28343-8416

Mortgage

Document Number	202100002210
Date	Aug 3, 2021
Instrument	2021-00002210

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTLAND NC
Recording Date	Jan 3, 2017
Property Address	8220 GIBSON RD, GIBSON, NC 28343-8416
Document Number	001530/347
Book / Page	1530 / 347
Instrument Date	Dec 22, 2016
Instrument	2017-00000016
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8306 GIBSON RD, GIBSON, NC 28343-8560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8306 GIBSON RD, GIBSON, NC 28343-8560

Tax Assessment & Valuation

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,133.00 (+29.04%)	$276,180 (+83.14%) Land $30,050 Building $246,130	$276,180 (+83.14%) Land $30,050 Building $246,130
2025	$1,653.00	$150,800 (-) Land $16,740 Building $134,060	$150,800 (-)
2023		$150,800 (-) Land $16,740 Building $134,060	$150,800 (-)
2022	$1,653.00	$150,800 Land $16,740 Building $134,060	$150,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 12, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTLAND CO WATER - NORTH serves 1,219 people · EPA ID NC0383030
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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