7981 Gibson Rd, Gibson, NC 28343 Property Records

Scotland County property record for 7981 Gibson Rd, Gibson, NC 28343

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,052 sqft · built 2016
Lot Size	0.448 acres (19,515 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2021)
Tax Bill	$1,276 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`040175A01024`

Property Details

APN / Parcel Number

Primary APN	`040175A01024`
Alternative APN	`907899`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Heated Area
1st Floor Area	2,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,515 sqft (0.448 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	907899
Street Address	7981 GIBSON RD
City	GIBSON
State	NC
Zip	28343-8429
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	#24 SEC I MCCORMICK PK
Legal Subdivision	MCCORMICK PARK SECTION I
Jurisdiction	SCOTLAND NC
Township / Civil Division	WILLIAMSON
Census Block Group	3
Census Block	3074
Census Tract	10502

Owner

7981 Gibson Rd, a mobile home, is owned and occupied by an individual who bought it in April 2021.

Source: Scotland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7981 GIBSON RD, GIBSON, NC 28343-8429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Jan 5, 2021 · Amount on File
Deed Document Number	20211227
Deed Book / Page	1710 / 78
Record Updated	Oct 29, 2026

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Apr 30, 2021
Property Address	7981 GIBSON RD, GIBSON, NC 28343-8429
Document Number	0001710/78
Book / Page	1710 / 78
Map Reference	MB 8 PG 364
Instrument Date	Apr 15, 2021
Instrument	2021-00001227
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 ALCOA TRL, 500, MARYVILLE, TN 37804-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7981 GIBSON RD, GIBSON, NC 28343-8429

Mortgage

Document Number	202100001228
Date	Apr 30, 2021
Instrument	2021-00001228

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Jan 5, 2021
Property Address	7981 GIBSON RD, GIBSON, NC 28343-8429
Document Number	001693/265
Book / Page	1693 / 265
Map Reference	MB 8 PG 364
Instrument Date	Dec 29, 2020
Instrument	2021-00000027
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Tax	$12.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 44, GIBSON, NC 28343-0044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 7981 Gibson Rd was $1,276.

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,276.00	$160,660 Land $8,080 Building $152,580	$160,660 Land $8,080 Building $152,580
2023		$91,760 (-) Land $5,530 Building $86,230	$91,760 (-)
2022	$1,039.00	$91,760 Land $5,530 Building $86,230	$91,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7981 Gibson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 12, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7981 Gibson Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTLAND CO WATER - NORTH serves 1,219 people · EPA ID NC0383030
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gibson Rd

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