822 Winbourne Ct, Erlanger, KY 41018 Property Records

Kenton County property record for 822 Winbourne Ct, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,069 sqft · built 2004
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Dec 2020)
Tax Bill	$2,881 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-00-05-012.00`

Property Details

APN / Parcel Number

Primary APN	`031-00-05-012.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,069 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	142 ft deep x 47 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	822 WINBOURNE CT
City	ERLANGER
State	KY
Zip	41018-3880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEMONT SEC 2 LOT 12
Legal Subdivision	LAKEMONT
Legal Phase	2
Legal Lot Number	12
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2043
Census Tract	63608

Owner

822 Winbourne Ct is owned and occupied by an individual who bought it in December 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	822 WINBOURNE CT, ERLANGER, KY 41018-3880
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Apr 3, 2007 · Amount on File
Deed Document Number	20205900038
Deed Book / Page	58 / 903
Prior Transfer Date	Apr 6, 2007
Prior Transfer Doc	0005900185
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 3, 2020
Property Address	822 WINBOURNE CT, ERLANGER, KY 41018-3880
Document Number	0000000038
Book / Page	000058 / 000903
Instrument Date	Nov 24, 2020
Instrument	38
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 WINBOURNE CT ERLANGER KY 410183880, ERLANGER, KY 41018-3880

Mortgage

Document Number	39
Date	Dec 3, 2020
Book Page	00M135/000077
Instrument	39

Lender

Name	BAYSHORE MTG FNDG
Type	Mortgage Company
Address	LUTHERVILLE, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 822 Winbourne Ct was $2,881 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,900 (-) Land $40,000 Building $299,900	$339,900 (-) Land $40,000 Building $299,900
2025	$2,881.00 Homeowner's exemption	$339,900 Land $40,000 Building $299,900	$339,900 Land $40,000 Building $299,900
2023	$3,623.00	$339,900 Land $40,000 Building $299,900	$339,900 Land $40,000 Building $299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 Winbourne Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Winbourne Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20