Kenton County property record for 818 Winbourne Ct, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,424 sqft · built 2003 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Mar 2024) |
| Tax Bill | $3,518 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Dec 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-00-05-011.00 |
| Primary APN | 031-00-05-011.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 124 ft deep x 42 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 818 WINBOURNE CT |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-3880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEMONT SEC 2 LOT 11 |
| Legal Subdivision | LAKEMONT |
| Legal Phase | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 63608 |
818 Winbourne Ct is owned and occupied by an individual who bought it in March 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 818 WINBOURNE CT, ERLANGER, KY 41018-3880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Dec 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MTG |
| Jul 28, 2020 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MTG |
| Aug 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VICTORY CMNTY BK |
| Jul 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VICTORY CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on File |
| Deed Sale | Mar 21, 2024 · Amount on File |
| Prior Sale | Jul 28, 2020 · Amount on File |
| Deed Document Number | 20245 |
| Deed Book / Page | 275 / 599 |
| Prior Transfer Date | Dec 11, 2012 |
| Prior Transfer Doc | 0005900177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 21, 2024 |
| Property Address | 818 WINBOURNE CT, ERLANGER, KY 41018-3880 |
| Document Number | 0005900005 |
| Book / Page | KC 275 / 599 |
| Map Reference | SL 454-A |
| Instrument Date | Mar 19, 2024 |
| Instrument | 24032105900005 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 WINBOURNE CT, ERLANGER, KY 41018-3880 |
| Document Number | 0005900006 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 24032105900006 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 818 WINBOURNE CT, ERLANGER, KY 41018-3880 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 818 WINBOURNE CT, ERLANGER, KY 41018-3880 |
| Document Number | 0005900023 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | KCM 516/967 |
| Instrument | 23122805900023 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 320 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 818 WINBOURNE CT, ERLANGER, KY 41018-3880 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 818 WINBOURNE CT, ERLANGER, KY 41018-3880 |
| Document Number | 0005900110 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 249/555 |
| Instrument | 21072905900110 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 818 WINBOURNE CT, ERLANGER, KY 41018-3880 |
| Document Number | 0000000029 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 818 WINBOURNE CT ERLANGER KY 410183880, ERLANGER, KY 41018-3880 |
| Document Number | 0000000029 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 000M74/000446 |
| Instrument | 29 |
| Name | EQUITY PRIME MTG |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 28, 2020 |
| Property Address | 818 WINBOURNE CT, ERLANGER, KY 41018-3880 |
| Document Number | 0000000028 |
| Book / Page | 000033 / 000830 |
| Instrument Date | Jan 20, 2020 |
| Instrument | 28 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 WINBOURNE CT ERLANGER KY 410183880, ERLANGER, KY 41018-3880 |
| Document Number | 29 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 000M74/000446 |
| Instrument | 29 |
| Name | EQUITY PRIME MTG |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 818 WINBOURNE CT, ERLANGER, KY 41018-3880 |
| Document Number | 0000000247 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 818 WINBOURNE CT ERLANGER KY 410183880, ERLANGER, KY 41018-3880 |
| Document Number | 0000000247 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 0I3991/000073 |
| Instrument | 247 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 27, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 818 WINBOURNE CT, ERLANGER, KY 41018-3880 |
| Document Number | 0000000054 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 818 WINBOURNE CT ERLANGER KY 410183880, ERLANGER, KY 41018-3880 |
| Document Number | 0000000054 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 003983/000119 |
| Instrument | 54 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2047 |
The 2025 property tax bill for 818 Winbourne Ct was $3,518.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,000 (-) Land $40,000 Building $315,000 | $355,000 (-) Land $40,000 Building $315,000 | |
| 2025 | $3,518.00 | $355,000 Land $40,000 Building $315,000 | $355,000 Land $40,000 Building $315,000 |
| 2023 | $3,411.00 | $320,000 Land $40,000 Building $280,000 | $320,000 Land $40,000 Building $280,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 Winbourne Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 818 Winbourne Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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