Simpson County property record for 819 Spears Ave, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,107 sqft · built 1961 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,600 (Apr 2019) |
| Tax Bill | $842 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-00-04-029.00 |
| Primary APN | 015-00-04-029.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,023 sqft (0.276 acres) |
| Garage Type | Carport |
| Garage Area | 324 sqft |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Connected |
| Street Address | 819 SPEARS AVE |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 819 SPEARS AVENUE |
| Legal Subdivision | E S ROBEY |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970200 |
Source: Simpson County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 819 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Apr 22, 2019 | Affidavit, Transfer |
| Apr 22, 2019 | Deed, Transfer |
| Apr 22, 2019 | Deed, Transfer · Conventional Mortgage LENDING HAND MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on Record |
| Deed Sale | Apr 22, 2019 · Amount on Record |
| Deed Document Number | 0000341249 |
| Deed Book / Page | 341 / 249 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 819 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | M494/141 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | M494/141 |
| Instrument | 1202089 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Apr 22, 2019 |
| Property Address | 819 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Document Number | 00D341/245 |
| Book / Page | D341 / 245 |
| Map Reference | MB 65 PG 165 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 1191175 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Apr 22, 2019 |
| Property Address | 819 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Document Number | D341/249 |
| Book / Page | D341 / 249 |
| Map Reference | DB 65 PG 165 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 1191176 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $89.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 WINSTON LN, 216, FRANKLIN, KY 42134-9551 |
| Name | Verified Name |
|---|---|
| Address | 309 HICKORY ST, MADISON, TN 37115-3920 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Apr 22, 2019 |
| Property Address | 819 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Document Number | 00D341/249 |
| Book / Page | D341 / 249 |
| Map Reference | MB 65 PG 165 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 1191176 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 JOHNSON RD, 79, SCOTTSVILLE, KY 42164 |
| Name | Verified Name |
|---|---|
| Address | 819 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Document Number | 0001191177 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 1191177 |
| Name | LENDING HAND MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $842.00 (-5.71%) | $96,000 (-) | $96,000 (-) |
| 2023 | $893.00 | $96,000 | $96,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982) |
| Most Recent Claim | Sep 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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