822 S 10th St, Waco, TX 76706 Property Records

McLennan County property record for 822 S 10th St, Waco, TX 76706

Property Summary

Property Type	Commercial Vacant Land
Details	2,218 sqft · built 1908
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on Record
Tax Bill	$1,483 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-023500-001400-7`

Property Details

APN / Parcel Number

Primary APN	`48-023500-001400-7`
Alternative APNs	`4802350000140070111` `177716`

Exterior

Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Location & Zoning

Street Address	822 S 10TH ST
City	WACO
State	TX
Zip	76706-1330
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	2007 TIF
Legal Description	HORNE J E LOT 12 BLOCK 2 ACRES .1894
Legal Subdivision	HORNE J E
Legal Block	2
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1017
Census Tract	401

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2028, WACO, TX 76703-2028
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Oct 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Jan 7, 2022	Intrafamily Transfer, Transfer AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2023
Deed Sale	Sep 11, 2023
Prior Sale	Jan 7, 2022 · Amount on Record
Deed Document Number	202328876
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	0000001068
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	822 S 10TH ST, WACO, TX 76706-1330
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015714
Date	May 14, 2019
Instrument	2019015714

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	822 S 10TH ST, WACO, TX 76706-1330
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035100
Date	Oct 3, 2018
Instrument	2018035100

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Jan 7, 2022
Property Address	822 S 10TH ST, WACO, TX 76706-1330
Document Number	0000001068
Map Reference	VOL 168 PG 1
Instrument Date	Dec 9, 2021
Instrument	2022001068
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2921 LAKE SHORE DR, 2921, WACO, TX 76708-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3725 MACARTHUR DR, WACO, TX 76708-1745

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,000 (-) Land $66,000	$66,000 (-) Land $66,000
2025	$1,483.00 (-0.34%)	$66,000 (-) Land $66,000	$66,000 (-) Land $66,000
2024	$1,488.00 (+0.61%)
2023		$66,000 Land $66,000	$66,000 Land $66,000
2022	$1,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Pavlov Media, Verizon.

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