819 S 10th St, Waco, TX 76706 Property Records

McLennan County property record for 819 S 10th St, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,558 sqft · built 1910
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on File
Tax Bill$1,106 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone AE (high risk)
APN48-036300-005000-3

Property Details

APN / Parcel Number

Primary APN48-036300-005000-3
Alternative APNs
  • 4803630000500030111
  • 188670

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,558 sqft Living Area
1st Floor Area1,558 sqft
FlooringWood

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1958
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions157 ft deep x 50 ft wide
PorchOpen Porch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address819 S 10TH ST
CityWACO
StateTX
Zip76706-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2007 TIF
Legal DescriptionROSS SUB LOT 4 BLOCK 51 ACRES .18
Legal SubdivisionROSS SUB
Legal Block51
Legal Lot Number4
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1021
Census Tract401

Owner

819 S 10th St is owned by a company that acquired it in June 2023.

Source: McLennan County records, as of August 24, 2026

Owner of RecordCompany Name on File
Mailing Address1111 S MAIN ST, 200, GRAPEVINE, TX 76051-5577
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Dec 28, 2017Warranty Deed, Transfer
FIRST UNITED BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2023
Deed SaleJun 20, 2023
Deed Document Number202318460
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address819 S 10TH ST, WACO, TX 76706-1329
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025618
DateJun 29, 2021
Instrument2021025618
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
AddressFLOWER MOUND, TX 75028
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateDec 28, 2017
Property Address819 S 10TH ST, WACO, TX 76706-1329
Document Number0000042451
Instrument DateDec 11, 2017
Instrument42451
Transaction TypeTransfer
Record UpdatedAug 29, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address505 N 33RD ST WACO TX 767073233, WACO, TX 76707-3233

Mortgage

Document Number42452
DateDec 28, 2017
Instrument42452
Lender
NameFIRST UNITED BK
TypeBank
AddressAMARILLO, TX 79159
Agreement
AmountAmount on Record
Term60 Months
DueDec 27, 2022
Interest
Rate18%

Tax Assessment & Valuation

The 2025 property tax bill for 819 S 10th St was $1,106, down 83.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$119,164 (+142.2%) Land $62,726 Building $56,438$119,164 (+142.2%) Land $62,726 Building $56,438
2025$1,106.00 (-83.09%)$49,200 Land $10,610 Building $38,590$49,200 Land $10,610 Building $38,590
2024$6,541.00
2023$180,007 Land $60,000 Building $120,007$180,007 Land $60,000 Building $120,007
2022$4,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 819 S 10th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 819 S 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink, Pavlov Media, Verizon.

Nearby Properties on S 10th St

Nearby Streets

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