San Joaquin County property record for 822 Ruess Rd, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Condominium / Townhouse > Zero Lot Line |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,286 sqft Living Area |
| Lot Size | 3,836 sqft (0.088 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2020) |
| Tax Bill | $4,288.00 (2025) |
| Primary APN | 257-350-400-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,286 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 3,836 sqft (0.088 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 822 RUESS RD |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-3151 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Zero Lot Line |
| Legal Description | 98-FM PT OF 10/PT TO 41 97128146/PM 20-193 |
| Legal Subdivision | ZUMSTEIN ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 5004 |
Source: San Joaquin County records · APN 257-350-400-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 822 RUESS RD, RIPON, CA 95366-3151 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Dec 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMNET ESOP CORPORATION |
| Oct 01, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage AMNET ESOP CORPORATION |
| Feb 20, 2020 | Grant Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 20, 2020 · Amount on Record |
| Deed Sale | Feb 20, 2020 · Amount on Record |
| Prior Sale | Feb 25, 2010 |
| Deed Doc Number | 2020-021919 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 822 RUESS RD, RIPON, CA 95366-3151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE SANTA A |
| Name | Verified Name |
|---|
| Document Number | 0000149112 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2017-149112 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 822 RUESS RD, RIPON, CA 95366-3151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 822 RUESS RD, RIPON, CA 95366-3151 |
| Document Number | 0000182692 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 2020-182692 |
| Name | AMNET ESOP CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | CHULA VISTA, CA 91910 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 822 RUESS RD, RIPON, CA 95366-3151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 822 RUESS RD, RIPON, CA 95366-3151 |
| Document Number | 0000130343 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 2020-130343 |
| Name | AMNET ESOP CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | CHULA VISTA, CA 91910 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 20, 2020 |
| Property Address | 822 RUESS RD, RIPON, CA 95366-3151 |
| Document Number | 0000021919 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 21919 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $391.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 822 RUESS RD RIPON CA 953663151, RIPON, CA 95366-3151 |
| Document Number | 21920 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 21920 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2050 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,288.00 (+3.75%) | $388,239 (+4.04%) Land $98,426 Building $289,813 |
| 2023 | $4,133.00 (+1.57%) | $373,165 Land $94,605 Building $278,560 |
| 2022 | $4,069.00 |
822 Ruess Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 19th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,143 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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