822 Ross Cir, Lockhart, TX 78644 Property Records

Caldwell County property record for 822 Ross Cir, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1978
Lot Size	0.215 acres (9,348 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,441 (2026)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0300554-004-016-00`

Property Details

APN / Parcel Number

Primary APN	`0300554-004-016-00`
Alternative APNs	`R20054` `20054`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	1,040 sqft
2nd Floor Area	520 sqft
Utility Area	144 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Dome
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	9,348 sqft (0.215 acres)
Lot Dimensions	110 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	173 sqft
Deck Area	190 sqft
Patio Area	190 sqft
Storage Building	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20054
Street Address	822 ROSS CIR
City	LOCKHART
State	TX
Zip	78644-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING GREENS ESTATES, BLOCK 4, LOT 16
Legal Subdivision	ROLLING GREENS ESTATES
Legal Block	4
Legal Lot Number	16
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	3
Census Block	3013
Census Tract	960300

Owner

822 Ross Cir is owned and occupied by two individuals.

Source: Caldwell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	822 ROSS CIR, LOCKHART, TX 78644-3624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	822 ROSS CIR, LOCKHART, TX 78644-3624
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	CORRIDOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 ROSS CIR, LOCKHART, TX 78644-3624

Mortgage

Document Number	2023002561
Date	May 3, 2023
Instrument	2023-002561

Lender

Name	FIRST LOCKHART NATIONAL BANK
Type	Bank
Address	LOCKHART, TX 78644

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 822 Ross Cir was $5,441 with exemptions applied.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,441.00	$263,680 (+2.69%) Land $66,110 Building $197,570	$263,680 (-5.09%) Land $66,110 Building $197,570
2025		$256,784 Land $66,110 Building $211,720	$277,830 Land $66,110 Building $211,720
2024	$1,510.00 (+17.78%)
2023	$1,282.00 (-39.39%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$212,218 Land $66,110 Building $241,230	$307,340 Land $66,110 Building $241,230
2022	$2,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 Ross Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Ross Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spry Air Fiber.

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