821 Ross Cir, Lockhart, TX 78644 Property Records

Caldwell County property record for 821 Ross Cir, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,499 sqft · built 1975
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on Record
Last Sale	$217,700 (Mar 2021)
Tax Bill	$6,157 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300554-002-011-00`

Property Details

APN / Parcel Number

Primary APN	`0300554-002-011-00`
Alternative APNs	`R20030` `20030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,499 sqft Living Area
1st Floor Area	1,092 sqft
Upper Floors Area	407 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2005
Architectural Style	Georgian
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	22 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20030
Street Address	821 ROSS CIR
City	LOCKHART
State	TX
Zip	78644-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING GREENS ESTATES, BLOCK 2, LOT 11
Legal Subdivision	ROLLING GREENS ESTATES
Legal Block	2
Legal Lot Number	11
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	3
Census Block	3012
Census Tract	960300

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	821 ROSS CIR, LOCKHART, TX 78644-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Vendor's Lien, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Aug 16, 2013 · Amount on Record
Deed Document Number	20211891
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	2021001891
Record Updated	Oct 29, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Mar 25, 2021
Property Address	821 ROSS CIR, LOCKHART, TX 78644-3623
Document Number	2021001891
Map Reference	VOL 355 PG 599
Instrument Date	Mar 23, 2021
Instrument	2021-001891
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 COMMUNITY DR, 616, NEW BRAUNFELS, TX 78132-3592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 ROSS CIR, LOCKHART, TX 78644-3623

Mortgage

Document Number	2021001892
Date	Mar 25, 2021
Instrument	2021-001892

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	821 ROSS CIR, LOCKHART, TX 78644-3623
Transaction Type	Mortgage
Record Updated	Oct 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018005450
Date	Oct 4, 2018
Instrument	2018-005450

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,157.00 (+4.16%)	$298,390 (-3.53%) Land $70,480 Building $227,910	$298,390 (-3.53%) Land $70,480 Building $227,910
2025		$309,310 (-7.31%) Land $70,480 Building $238,830	$309,310 (-10.13%) Land $70,480 Building $238,830
2024	$5,911.00 (+3.99%)
2023	$5,684.00 (-13.26%) Homeowner's exemption	$333,696 Land $70,480 Building $273,680	$344,160 Land $70,480 Building $273,680
2022	$6,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spry Air Fiber.

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