Clinton County and Black Brook Town property record for 822 Ore Bed Rd, Saranac, NY 12981
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,074 sqft · built 2010 |
| Lot Size | 25.7 acres (1,119,492 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,923 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092600 263.-2-2.3 |
| Primary APN | 092600 263.-2-2.3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,074 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| Upper Floors Area | 712 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,119,492 sqft (25.7 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 390 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 822 ORE BED RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 2 |
| Legal Lot Number | 2.003 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | BLACK BROOK |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 103800 |
Source: Clinton County and Black Brook Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 822 ORE BED RD, SARANAC, NY 12981-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 19, 2009 |
| Transfer Doc | 0000020092/000002874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 822 ORE BED RD, SARANAC, NY 12981-4005 |
| Document Number | 0000307008 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 822 ORE BED RD SARANAC NY 129814005, SARANAC, NY 12981-4005 |
| Document Number | 0000307008 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 307008 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 6, 2030 |
Source: Clinton County and Black Brook Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Black Brook Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,923.00 (+252.6%) Homeowner's exemption | ||
| 2025 | $2,247.00 | $317,900 (-) Land $38,700 Building $279,200 | $317,900 (-) Land $38,700 Building $279,200 |
| 2023 | $317,900 Land $38,700 Building $279,200 | $317,900 Land $38,700 Building $279,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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