749 Ore Bed Rd, Saranac, NY 12981 Property Records

Clinton County and Black Brook Town property record for 749 Ore Bed Rd, Saranac, NY 12981

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,512 sqft · built 2006
Lot Size	27.1 acres (1,180,476 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,503 (2025)
Deeds & Mortgages	Oct 2019 Construction Loan Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`092600 262.-3-2.11`

Property Details

APN / Parcel Number

Primary APN	`092600 262.-3-2.11`
Alternative APN	`260026200000030020110000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	1,180,476 sqft (27.1 acres)
Garage Type	Mixed
Garage Area	1,452 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	749 ORE BED RD
City	SARANAC
State	NY
Zip	12981-4026
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 32 T40MT
Legal Block	3
Legal Lot Number	2.011
Jurisdiction	CLINTON NY
Township / Civil Division	BLACK BROOK
Census Block Group	5
Census Block	5003
Census Tract	103800

Owner

Source: Clinton County and Black Brook Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	749 ORE BED RD, SARANAC, NY 12981-4026
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY BK NA
Jan 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 13, 2017
Transfer Doc	0000291848
Record Updated	Jun 8, 2026

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLINTON NY
Recording Date	Oct 8, 2019
Property Address	749 ORE BED RD, SARANAC, NY 12981-4026
Instrument Date	Oct 3, 2019
Instrument	303704
Transaction Type	Construction Loan
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 ORE BED RD SARANAC NY 129814026, SARANAC, NY 12981-4026

Mortgage

Document Number	0000303704
Date	Oct 8, 2019
Instrument	303704

Lender

Name	COMMUNITY BK NA
Address	SARANAC, NY 14760

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 7, 2039

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 8, 2018
Property Address	749 ORE BED RD, SARANAC, NY 12981-4026
Document Number	0000291848
Instrument Date	Oct 13, 2017
Instrument	291848
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4649 STATE ROUTE 3 SARANAC NY 129812715, SARANAC, NY 12981-2715

Tax Assessment & Valuation

Source: Clinton County and Black Brook Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Black Brook Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,503.00	$248,500 (-) Land $43,400 Building $205,100	$248,500 (-) Land $43,400 Building $205,100
2023		$248,500 Land $43,400 Building $205,100	$248,500 Land $43,400 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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