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822 Ocean Ave, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 822 Ocean Ave, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,564 sqft · built 2022
Lot Size0.35 acres (15,225 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Aug 2020)
Tax Bill$5,932 (2026)
Deeds & MortgagesJan 2021 Construction Loan
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN035102301900

Property Details

APN / Parcel Number

Primary APN035102301900

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,564 sqft Living Area
1st Floor Area2,564 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area15,225 sqft (0.35 acres)
Garage Area484 sqft

Location & Zoning

Street Address822 OCEAN AVE
CityCOSMOPOLIS
StateWA
Zip98537-3944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABER RAILROAD E 5 OF LOT 18 & LOTS 19-22 INC TGW 1/2 VAC ST & ALLEY ADJ BLK 23
Legal Range22
Legal Township09
Legal Section17
Legal SubdivisionABER RAILROAD
Legal Block23
Legal Lot Number18-22
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionABERDEEN-HOQUIAM
Census Block Group6
Census Block6000
Census Tract900

Owner

822 Ocean Ave is owned by two individuals who bought it in August 2020.

Source: Grays Harbor County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address310 W 10TH ST, ABERDEEN, WA 98520-2425
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Construction Mortgage
TIMBERLAND BANK
Aug 19, 2020Warranty Deed, Transfer
COAST TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2020 · Amount on File
Deed SaleAug 19, 2020 · Amount on File
Deed Document Number2020159
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address822 OCEAN AVE, COSMOPOLIS, WA 98537-3944
Transaction TypeMortgage
Record UpdatedMar 1, 2021
Title CompanyGRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 N BROADWAY ST, ABERDEEN, WA 98520-6201

Mortgage

Document Number0001190027
DateJan 19, 2021
Instrument2021-01190027
Lender
NameTIMBERLAND BANK
TypeBank
AddressHOQUIAM, WA 98550
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateAug 19, 2020
Property Address822 OCEAN AVE, COSMOPOLIS, WA 98537-3944
Document Number0008190159
Instrument DateAug 13, 2020
Instrument8190159
Transaction TypeTransfer
Record UpdatedSep 22, 2020
Title CompanyCOAST TITLE

Transaction

AmountAmount on Record
Tax$613.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address310 W 10TH ST BELFAIR WA 98528, BELFAIR, WA 98528

Tax Assessment & Valuation

The 2026 property tax bill for 822 Ocean Ave was $5,932.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,932.00
2025$537,186 (-) Land $41,416 Building $495,770$537,186 (-) Land $41,416 Building $495,770
2024$5,614.00$537,186 Land $41,416 Building $495,770$537,186 Land $41,416 Building $495,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 Ocean Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1979–2022)
Claims Outside the SFHA2 of 16
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event
  • Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims
  • Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 3 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Ocean Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSMOPOLIS WATER DEPARTMENT
serves 1,812 people · EPA ID WA5315050
Water SourcePurchased surface water from CITY OF ABERDEEN
Last State InspectionDec 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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