724 Ocean Ave, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 724 Ocean Ave, Cosmopolis, WA 98537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,216 sqft · built 2007
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2017)
Tax Bill	$4,940 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035102401700`

Property Details

APN / Parcel Number

Primary APN	`035102401700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,216 sqft Living Area
1st Floor Area	2,216 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,000 sqft (0.253 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	724 OCEAN AVE
City	COSMOPOLIS
State	WA
Zip	98537-3980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABER RAILROAD LOTS 17-20 INC BLK 24
Legal Range	22
Legal Township	09
Legal Section	17
Legal Subdivision	ABER RAILROAD
Legal Block	24
Legal Lot Number	17-20
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ABERDEEN-HOQUIAM
Census Block Group	6
Census Block	6000
Census Tract	900

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 397, COSMOPOLIS, WA 98537-0397
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jul 12, 2017	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Prior Sale	Jul 11, 2005 · Amount on Record
Deed Document Number	201730
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	724 OCEAN AVE, COSMOPOLIS, WA 98537-3980
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007180066
Date	Jul 18, 2022
Instrument	2022-07180066

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	724 OCEAN AVE, COSMOPOLIS, WA 98537-3980
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NA, FIRST AMER TTL INS CO BROWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 OCEAN AVE, COSMOPOLIS, WA 98537-3980

Mortgage

Document Number	0011010132
Date	Nov 1, 2021
Instrument	2021-11010132

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Aug 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	724 OCEAN AVE, COSMOPOLIS, WA 98537-3980
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007220022
Date	Jul 22, 2019
Instrument	2019-07220022

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jul 12, 2017
Property Address	724 OCEAN AVE, COSMOPOLIS, WA 98537-3980
Document Number	0007120030
Map Reference	MB 2 PG 148
Instrument Date	Jul 7, 2017
Instrument	2017-07120030
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	PACIFIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,371.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 397, COSMOPOLIS, WA 98537-0397
Investor	Possibly a Property Investor

Mortgage

Document Number	0007120031
Date	Jul 12, 2017
Instrument	2017-07120031

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Municipality	Cosmopolis City
Unified School District	Cosmopolis School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,940.00 (+5.69%)
2025		$447,294 (-) Land $38,120 Building $409,174	$447,294 (-) Land $38,120 Building $409,174
2024	$4,674.00	$447,294 Land $38,120 Building $409,174	$447,294 Land $38,120 Building $409,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1979–2022)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 3 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSMOPOLIS WATER DEPARTMENT serves 1,812 people · EPA ID WA5315050
Water Source	Purchased surface water from CITY OF ABERDEEN
Last State Inspection	Dec 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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