822 Moray Ter, Crete, IL 60417 Property Records

Will County property record for 822 Moray Ter, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,909 sqft · built 2009
Lot Size	0.15 acres (6,662 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Feb 2022)
Tax Bill	$12,041 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-03-213-002`

Property Details

APN / Parcel Number

Primary APN	`23-15-03-213-002`
Alternative APN	`15032130020000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,909 sqft Living Area
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	6,662 sqft (0.15 acres)
Garage Type	Attached
Garage Area	852 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	822 MORAY TER
City	CRETE
State	IL
Zip	60417-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK 4 IN LINCOLNSHIRE ESTATES UNIT 2, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4 OF SEC 3, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	03
Legal Subdivision	LINCOLNSHIRE ESTATES
Legal Block	4
Legal Lot Number	21
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	3
Census Block	3000
Census Tract	883810

Owner

822 Moray Ter is owned and occupied by an individual who bought it in February 2022.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	822 MORAY TER, CRETE, IL 60417-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION 1
Mar 31, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Oct 13, 2011 · Amount on File
Deed Document Number	202210411
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	822 MORAY TER, CRETE, IL 60417-1129
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 MORAY TER, CRETE, IL 60417-1129

Mortgage

Document Number	0000081238
Date	Sep 23, 2020
Instrument	R2020081238

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Apr 1, 2050

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 1, 2022
Property Address	822 MORAY TER, CRETE, IL 60417-1129
Document Number	0000010411
Instrument Date	Nov 2, 2021
Instrument	R2022010411
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	LAKELAND TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	822 MORAY TER, CRETE, IL 60417-1129

Mortgage

Document Number	0000010412
Date	Feb 1, 2022
Instrument	R2022010412

Lender

Name	CREDIT UNION 1
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	822 MORAY TER, CRETE, IL 60417-1129
Document Number	0000029218
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 MORAY TER CRETE IL 604171129, CRETE, IL 60417-1129

Mortgage

Document Number	0000029218
Date	Apr 20, 2020
Instrument	29218

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 822 Moray Ter was $12,041.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,041.00	$126,101 (+5.5%) Land $6,775 Building $119,326	$378,303 (+5.5%) Land $20,325 Building $357,978
2024		$119,527 Land $6,422 Building $113,105	$358,581 Land $19,266 Building $339,315
2022	$10,401.00 Homeowner's exemption	$94,854 Land $5,096 Building $89,758	$284,562 Land $15,288 Building $269,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 822 Moray Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Moray Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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