577 Moray Ter, Crete, IL 60417 Property Records

Will County property record for 577 Moray Ter, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	1,848 sqft
Lot Size	0.39 acres (17,179 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Jun 1996)
Tax Bill	$7,276 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-15-03-205-020`

Property Details

APN / Parcel Number

Primary APN	`23-15-03-205-020`
Alternative APN	`15032050200000`

Interior

Building Area	1,848 sqft Living Area
Basement Area	666 sqft
Unfinished Basement	666 sqft

Exterior

Lot Area	17,179 sqft (0.39 acres)
Garage Type	Attached
Garage Area	692 sqft

Location & Zoning

Street Address	577 MORAY TER
City	CRETE
State	IL
Zip	60417-1273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 IN SWISS VALLEY 3RD ADDITION, BEING A SUB OF PRT OF THE NE1/4 OF SEC 3, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	03
Legal Subdivision	SWISS VALLEY 3RD ADDITION
Legal Lot Number	21
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	3
Census Block	3002
Census Tract	883810

Owner

577 Moray Ter is owned and occupied by an individual who bought it in June 1996.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	577 MORAY TER, CRETE, IL 60417-1273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 1996 · Amount on File
Deed Sale	Jun 28, 1996 · Amount on File
Deed Document Number	199657532
Prior Transfer Date	Jun 21, 1996
Prior Transfer Doc	0000057532
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	577 MORAY TER, CRETE, IL 60417-1273
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 MORAY TER, CRETE, IL 60417-1273

Mortgage

Document Number	0000063478
Date	Nov 12, 2025
Instrument	R2025063478

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2040

Interest

Rate	6.62%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	577 MORAY TER, CRETE, IL 60417-1273
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074041
Date	Sep 21, 2017
Instrument	R2017074041

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	CHICAGO HEIGHTS, IL 60411

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 577 Moray Ter was $7,276.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,276.00	$87,364 (+5.5%) Land $15,549 Building $71,815	$262,092 (+5.5%) Land $46,647 Building $215,445
2024		$82,809 Land $14,738 Building $68,071	$248,427 Land $44,214 Building $204,213
2022	$4,119.00 Homeowner's exemption Senior Citizen's exemption	$65,716 Land $11,696 Building $54,020	$197,148 Land $35,088 Building $162,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 577 Moray Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 Moray Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Surf Internet.

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