822 Mack Dr, Central City, CO 80427 Property Records

Gilpin County property record for 822 Mack Dr, Central City, CO 80427

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,071 sqft · built 2006
Lot Size	0.022 acres (958 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Apr 2025)
Tax Bill	$906 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1835-114-00-089`

Property Details

APN / Parcel Number

Primary APN	`1835-114-00-089`
Alternative APN	`R012503`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,071 sqft Heated Area
Gross Area	2,644 sqft
1st Floor Area	823 sqft
Upper Floors Area	823 sqft
Basement Area	425 sqft
Finished Basement	425 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	958 sqft (0.022 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R012503
Street Address	822 MACK DR
City	CENTRAL CITY
State	CO
Zip	80427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 11 T: 3S R: 73W SUBD: EUREKA HEIGHTS VILLAGE FILING #1 BLOCK: 001 LOT: 054 & IMPS ALSO KNOWN AS EUREKA HEIGHTS VILLAGE
Legal Range	73W
Legal Township	03S
Legal Section	11
Legal Subdivision	EUREKA HEIGHTS VILLAGE FILING #1
Legal Block	1
Legal Lot Number	54
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3017
Census Tract	13802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

822 Mack Dr is owned and occupied by two individuals who acquired it in December 2025.

Source: Gilpin County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	822 MACK DR, CENTRAL CITY, CO 80427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2025	Intrafamily Transfer, Transfer
Apr 2, 2025	Warranty Deed, Transfer · VA Mortgage NEXA MORTGAGE LLC
Mar 22, 2023	Special Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 29, 2018	Warranty Deed, Transfer HERITAGE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on File
Deed Sale	Apr 2, 2025 · Amount on File
Prior Sale	Oct 1, 2024 · Amount on File
Deed Document Number	2025178093
Last Transfer Date	Dec 9, 2025
Transfer Doc	0000179528
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	822 MACK DR, CENTRAL CITY, CO 80427
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	UNKNOWN, GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 MACK DR, CENTRAL CITY, CO 80427

Mortgage

Document Number	0000179506
Date	Dec 8, 2025
Instrument	179506

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILPIN CO
Recording Date	Dec 10, 2025
Property Address	822 MACK DR, CENTRAL CITY, CO 80427
Document Number	0000179528
Instrument Date	Dec 9, 2025
Instrument	179528
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	822 MACK DR, CENTRAL CITY, CO 80427

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Apr 2, 2025
Property Address	822 MACK DR, CENTRAL CITY, CO 80427
Document Number	0000178093
Instrument Date	Mar 31, 2025
Instrument	178093
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 MACK DR, CENTRAL CITY, CO 80427

Mortgage

Document Number	0000178094
Date	Apr 2, 2025
Instrument	178094

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Mar 22, 2023
Property Address	822 MACK DR, CENTRAL CITY, CO 80427
Document Number	0000174094
Instrument Date	Mar 20, 2023
Instrument	174094
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	822 MACK DR, CENTRAL CITY, CO 80427

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILPIN CO
Recording Date	Jul 18, 2019
Property Address	822 MACK DR, CENTRAL CITY, CO 80427
Document Number	0000164046
Instrument Date	Jul 17, 2019
Instrument	164046
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 MACK DR CENTRAL CITY CO 80427, CENTRAL CITY, CO 80427

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Jun 29, 2018
Property Address	822 MACK DR, CENTRAL CITY, CO 80427
Document Number	0000161617
Instrument Date	Jun 28, 2018
Instrument	161617
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 DARK PINE CT MONUMENT CO 801328372, MONUMENT, CO 80132-8372

Tax Assessment & Valuation

The 2025 property tax bill for 822 Mack Dr was $906, up 29.6% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Municipality	Central City
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00 (+29.61%)	$29,620 (+22.75%) Land $90 Building $29,530	$473,990 (+31.6%) Land $1,500 Building $472,490
2024	$699.00 (+1.01%)	$24,130 (-) Land $90 Building $24,040	$360,180 (-) Land $1,301 Building $358,879
2023	$692.00 (-9.78%)	$24,130 (+1.05%) Land $90 Building $24,040	$360,180 (+4.79%) Land $1,301 Building $358,879
2022	$767.00	$23,880 Land $100 Building $23,780	$343,730 Land $1,500 Building $342,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 822 Mack Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Mack Dr is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 78% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber · Cable in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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