820 Mack Dr, Central City, CO 80427 Property Records

Gilpin County property record for 820 Mack Dr, Central City, CO 80427

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,460 sqft · built 2006
Lot Size	0.024 acres (1,045 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Nov 2025)
Tax Bill	$980 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1835-114-00-088`

Property Details

APN / Parcel Number

Primary APN	`1835-114-00-088`
Alternative APN	`R012502`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,460 sqft Heated Area
Gross Area	3,121 sqft
1st Floor Area	1,065 sqft
Upper Floors Area	902 sqft
Basement Area	493 sqft
Finished Basement	493 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,045 sqft (0.024 acres)
Garage Type	Basement
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R012502
Street Address	820 MACK DR
City	CENTRAL CITY
State	CO
Zip	80427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 11 T: 3S R: 73W SUBD: EUREKA HEIGHTS VILLAGE FILING #1 BLOCK: 001 LOT: 053 & IMPS ALSO KNOWN AS EUREKA HEIGHTS VILLAGE
Legal Range	73W
Legal Township	03S
Legal Section	11
Legal Subdivision	EUREKA HEIGHTS VILLAGE FILING #1
Legal Block	1
Legal Lot Number	53
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3017
Census Tract	13802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

820 Mack Dr is owned by an individual who bought it in November 2025.

Source: Gilpin County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	MACK RD, CENTRAL CITY, CO 80427
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Quit Claim Deed, Transfer · Conventional Mortgage USAA FSB
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 4, 2021	Re-recorded Document LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	May 22, 2023 · Amount on File
Deed Document Number	2025179420
Prior Transfer Date	Nov 18, 2025
Prior Transfer Doc	0000179420
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILPIN CO
Recording Date	Nov 26, 2025
Property Address	820 MACK DR, CENTRAL CITY, CO 80427
Document Number	0000179420
Instrument Date	Nov 18, 2025
Instrument	179420
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.40
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MACK ROAD, CENTRAL CITY, CO 80427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MACK ROAD, CENTRAL CITY, CO 80427

Mortgage

Document Number	0000179421
Date	Nov 26, 2025
Instrument	179421

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	May 22, 2023
Property Address	820 MACK DR, CENTRAL CITY, CO 80427
Document Number	0000174455
Instrument Date	May 18, 2023
Instrument	174455
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 LIVINGSTON AVE STE 304, 304, ROSELAND, NJ 07068-3738

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12009 E LAKE CIR, GREENWOOD VILLAGE, CO 80111-5290

Mortgage

Document Number	0000174456
Date	May 22, 2023
Instrument	174456

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	GILPIN CO
Recording Date	Aug 4, 2021
Property Address	820 MACK DR, CENTRAL CITY, CO 80427
Document Number	0000169933
Instrument Date	Jun 18, 2021
Instrument	169933
Record Updated	Apr 29, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 UMBER WAY, ARVADA, CO 80007-6812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LIVINGSTON AVE STE 304, 304, ROSELAND, NJ 07068-3738
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 820 Mack Dr was $980, up 27.3% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Municipality	Central City
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$980.00 (+27.27%)	$32,040 (+20.59%) Land $90 Building $31,950	$512,730 (+29.28%) Land $1,500 Building $511,230
2024	$770.00 (+1.05%)	$26,570 (-) Land $90 Building $26,480	$396,590 (-) Land $1,317 Building $395,273
2023	$762.00 (-9.5%)	$26,570 (+1.33%) Land $90 Building $26,480	$396,590 (+5.12%) Land $1,317 Building $395,273
2022	$842.00	$26,220 Land $100 Building $26,120	$377,290 Land $1,500 Building $375,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 Mack Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Mack Dr is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 78% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber · Cable in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mack Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures