Bedford County property record for 822 Hoover Rd, Schellsburg, PA 15559
| Property Type | Rural Home |
|---|---|
| Details | 2,760 sqft · built 1870 |
| Lot Size | 107 acres (4,695,768 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Dec 2021) |
| Tax Bill | $1,933 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit Dec 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C.08-0.00-093 |
| Primary APN | C.08-0.00-093 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,760 sqft Living Area |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Lot Area | 4,695,768 sqft (107 acres) |
| Shed | 1 Shed |
| Street Address | 822 HOOVER RD |
|---|---|
| City | SCHELLSBURG |
| State | PA |
| Zip | 15559-8143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 822 HOOVER RD |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | NAPIER |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 960900 |
822 Hoover Rd, a rural home, is owned and occupied by two individuals who bought it in December 2021.
Source: Bedford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 822 HOOVER RD, SCHELLSBURG, PA 15559-8143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO |
| Dec 16, 2021 | Deed, Transfer · Line of Credit AGCHOICE FARM CREDIT ACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on File |
| Deed Sale | Dec 16, 2021 · Amount on File |
| Prior Sale | Feb 1, 1990 · Amount on File |
| Deed Document Number | 20217547 |
| Deed Book / Page | 2021 / 7547 |
| Prior Transfer Date | Dec 15, 2021 |
| Prior Transfer Doc | 02021/7547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 822 HOOVER RD, SCHELLSBURG, PA 15559-8143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 398 JUNLATA STREET, NEW BALTIMORE, PA 15553-1012 |
| Document Number | 002022/585 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 2022/585 |
| Instrument | 2022-000585 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SOMERSET, PA 15501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Dec 16, 2021 |
| Property Address | 822 HOOVER RD, SCHELLSBURG, PA 15559-8143 |
| Document Number | 02021/7547 |
| Book / Page | 2021 / 7547 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021-007547 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 822 HOOVER RD, SCHELLSBURG, PA 15559-8143 |
| Document Number | 2021007548 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021-007548 |
| Name | AGCHOICE FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 822 Hoover Rd was $1,933, up 10.6% from the year before.
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Napier Township |
| Unified School District | Chestnut Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,933.00 (+10.58%) | $126,620 (-) Land $78,320 Building $48,300 | $126,620 (-44.63%) Land $180,400 Building $48,300 |
| 2025 | $1,748.00 | $126,620 Land $78,320 Building $48,300 | $228,700 Land $180,400 Building $48,300 |
| 2023 | $1,706.00 Additional exemption filed | $126,620 Land $78,320 Building $48,300 | |
| 2012 | $228,700 Land $180,400 Building $48,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 822 Hoover Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1996–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 822 Hoover Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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