1675 Hoover Rd, Schellsburg, PA 15559 Property Records

Bedford County property record for 1675 Hoover Rd, Schellsburg, PA 15559

Property Summary

Property Type	Rural Home
Details	2,920 sqft · built 1978
Lot Size	10.7 acres (466,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Aug 2021)
Tax Bill	$4,053 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C.08-0.00-003-E`

Property Details

APN / Parcel Number

Primary APN	`C.08-0.00-003-E`
Alternative APN	`220-071353`

Interior

Stories	1 Story
Building Area	2,920 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	466,092 sqft (10.7 acres)
Storage Building	Storage Building

Location & Zoning

Street Address	1675 HOOVER RD
City	SCHELLSBURG
State	PA
Zip	15559-8262
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1675 HOOVER RD
Jurisdiction	BEDFORD PA
Township / Civil Division	NAPIER
Census Block Group	2
Census Block	2052
Census Tract	960900

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1675 HOOVER RD, SCHELLSBURG, PA 15559-8262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST COMMONWEALTH BANK
Aug 9, 2021	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
May 5, 2017	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Aug 12, 2020	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Oct 1, 1995 · Amount on Record
Deed Document Number	20214694
Deed Book / Page	2021 / 4694
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1675 HOOVER RD, SCHELLSBURG, PA 15559-8262
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 HOOVER RD, SCHELLSBURG, PA 15559-8262

Mortgage

Document Number	002026/790
Date	Feb 25, 2026
Book Page	2026/790
Instrument	2026-000790

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	60 Months
Due	Feb 19, 2031

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Aug 9, 2021
Property Address	1675 HOOVER RD, SCHELLSBURG, PA 15559-8262
Document Number	2021/4694
Book / Page	2021 / 4694
Instrument Date	Aug 9, 2021
Instrument	2021-004694
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	CENTRAL PA STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 HOOVER RD, SCHELLSBURG, PA 15559-8262

Mortgage

Document Number	2021004695
Date	Aug 9, 2021
Instrument	2021-004695

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1675 HOOVER RD, SCHELLSBURG, PA 15559-8262
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1593/371
Date	May 5, 2017
Book Page	1593/371
Instrument	2017-002144

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1675 HOOVER RD, SCHELLSBURG, PA 15559-8262
Transaction Type	Mortgage
Record Updated	Aug 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3982
Date	Aug 12, 2020
Book Page	2020/3982
Instrument	2020-003982

Lender

Name	SOMERSET TRUST COMPANY
Type	Non-Lending Institution
Address	FISHERTOWN, PA 15539

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Napier Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,053.00 (+19.95%)	$250,800 (-) Land $48,600 Building $202,200	$250,800 (-) Land $48,600 Building $202,200
2025			$250,800 (-) Land $48,600 Building $202,200
2023	$3,379.00 Additional exemption filed	$250,800 Land $48,600 Building $202,200
2012			$250,800 Land $48,600 Building $202,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 82% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crowsnest Broadband Fixed Wireless	400 / 100
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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