822 Bumble Bee Rd, Accident, MD 21520 Property Records

Garrett County property record for 822 Bumble Bee Rd, Accident, MD 21520

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,200 sqft · built 1869
Lot Size	3.48 acres (151,589 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,336 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-037348`

Property Details

APN / Parcel Number

Primary APN	`06-037348`
Alternative APN	`037348`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,200 sqft Total Area

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	151,589 sqft (3.48 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	037348
Street Address	822 BUMBLE BEE RD
City	ACCIDENT
State	MD
Zip	21520-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.48 AC E/S BUMBLE BEE RD MCHENRY
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	3
Census Block	3004
Census Tract	502

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	822 BUMBLE BEE RD, ACCIDENT, MD 21520-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 22, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2007
Deed Sale	Oct 16, 2007
Deed Document Number	200771623
Deed Book / Page	1336 / 52
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	822 BUMBLE BEE RD, ACCIDENT, MD 21520-1045
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026480320
Date	Nov 7, 2025
Book Page	2648/320

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	822 BUMBLE BEE RD, ACCIDENT, MD 21520-1045
Transaction Type	Mortgage
Record Updated	May 10, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 BUMBLE BEE RD, ACCIDENT, MD 21520-1045

Mortgage

Document Number	0025480186
Date	Apr 23, 2024
Book Page	2548/186

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	822 BUMBLE BEE RD, ACCIDENT, MD 21520-1045
Transaction Type	Mortgage
Record Updated	Sep 6, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025070196
Date	Aug 22, 2023
Book Page	2507/196

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	822 BUMBLE BEE RD, ACCIDENT, MD 21520-1045
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021480424
Date	Aug 13, 2019
Book Page	2148/0424

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MC HENRY, MD 21541

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,336.00 (+1.14%) Homeowner's exemption	$149,600 (+10.73%) Land $48,700 Building $100,900	$149,600 (-) Land $48,700 Building $100,900
2025	$1,321.00 (+4.1%) Homeowner's exemption	$135,100 (+27.33%)	$149,600 (+41%) Land $48,700 Building $100,900
2023	$1,269.00 Homeowner's exemption	$106,100 Land $37,400 Building $68,700	$106,100 Land $37,400 Building $68,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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